Tina Han

Recent Articles

Couple on couch drinking coffee and petting their dog.

6-minute read

How much are closing costs on a VA loan?

VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.

A country-style home with a wrap-around deck, showcasing its exterior and architectural design.

4-minute read

VA loan down payment requirements

VA loans have different down payment terms compared to other types of mortgage loans. Use this guide to learn about the requirements for VA loan down payment...

A couple possibly signing the final documents of their new home.

7-minute read

Should you make or accept a backup offer on a home sale?

A backup offer on a home guarantees you a contract with the seller if the first offer fails. Find out if buyers and sellers should try this home sale strateg...

A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

A picturesque neighborhood with well-maintained houses, lush lawns, and neatly trimmed shrubs.

9-minute read

Refinancing your mortgage: Requirements explained

Refinancing your mortgage requires a brand-new loan application. You can increase your chances of approval with good credit and regular income.

Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the unpaid time and effort someone puts into a project. Here’s how it works and how to leverage it in real estate to help boost your re...

A middle aged man working from home on the laptop and talking on the phone.

5-minute read

Mortgage payoff statement: Everything you need to know

A mortgage payoff statement tells you exactly how much you’ll need to fully repay your loan. Learn how to get it before you make your final mortgage payme...

A professional appraiser meticulously inspects a property, examining its features and documenting findings.

7-minute read

Home equity loan appraisal: What you need to know

Do you need an appraisal for a home equity loan? You will most likely need an appraisal, so explore our guide to learn more about home equity loan appraisals.

Home improvement, potentially related to renovation or home improvement concepts.

7-minute read

How to increase your home value: 9 tips

You can increase your home's value and maximize your return on investment with several renovation and remodeling projects. Learn about nine strategies.