Tina Han

Recent Articles

A document showing goods sold, income and other things in different years.

8-minute read

Proof of funds: What is a POF letter in real estate?

Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.

A man wearing a headset, likely in a customer service or financial services role.

4-minute read

Mortgage loan originators: What they do and how they can help you

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

A stock photo portraying a woman shaking hands with a man, potentially in a real estate or home buying context, possibly indicating agreement or partnership.

5-minute read

What does under contract mean in real estate?

A home is under contract when the seller has accepted an offer from a buyer to purchase the property. Read more about what under contract means in real estat...

A man working on a home foundation, possibly related to construction or repair work.

9-minute read

What you need to know before buying a house with foundation issues

It’s every home buyer’s nightmare – the home inspection report reveals foundation problems. Find out what to do if you’re buying a ho...

A couple paying their mortgage online using a laptop.

5-minute read

When is your first mortgage payment due?

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...

A man and women embracing each other with a smile.

14-minute read

Parent's guide to helping your kids own a home

There are many pros and cons to buying a house with your child. We cover cosigning, selling, gifting and renting a house to your child in this complete guide...

A young lesbian couple using a tablet in bed, representing modern lifestyle and technology use.

5-minute read

What Is renters insurance? Defined and explained

Renters insurance is a way for renters to protect themselves and their belongings when renting property. Learn about what’s covered with renters insura...

Possibly an image depicting occupancy or preparations related to property intent.

3-minute read

Intent to occupy letter: What it is and how to write one

To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it....

Conversation or discussion about speaking to an agent regarding closing costs in a real estate transaction.

5-minute read

What are carrying costs in real estate?

Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.