Terence Loose has held editorial positions at national magazines, as well as analyst and writer positions at Netflix. He has written extensively on everything from finance and real estate to entertainment and travel, and holds an MFA from UCLA. He is the author of the 2024 novel Aloha Is Dead.

Terence Loose

Contributing writer

Terence Loose has held editorial positions at national publications, as well as movie and TV analyst and writer positions at Netflix. He has written extensively on everything from business, personal finance and real estate to entertainment, celebrity and travel. His work has appeared on prominent finance sites like GOBankingRates, Yahoo!, CNBC, among others, as well as in publications such as COAST, Riviera, Movieline, The Los Angeles Times, and The OC Register.
 
Loose’s novel, Aloha Is Dead, was published in 2024 and he has taught writing and storytelling at UCLA, UCI, and Netflix, and holds an MFA from UCLA. An avid waterman, when he is not typing, Loose is surfing, diving or trying to spear dinner.

Expertise

Mortgage
Real Estate
Personal Finance

Education

MFA, UCLA

Recent Articles

A woman with headphones on a computer, possibly working or relaxing at home.

7-minute read

Short sale vs. foreclosure: What’s the difference?

A short sale is a voluntary procedure, while a foreclosure isn’t. Understanding both processes can help borrowers make decisions when facing mortgage defa...

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Couple embracing while looking at home.

7-minute read

Step-by-step FHA loan process

Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...

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Exterior of a southern home with large pink flowers on bushes.

8-minute read

How to buy a house in Tennessee

Are you considering a move to the Volunteer State? Learn about Tennessee’s current real estate market, the home buying process, and the top cities to live...

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Woman on laptop in office smiling.

7-minute read

What is ‘subject to’ in real estate?

A subject-to real estate transaction lets the buyer own the property while the seller keeps the mortgage in their name. Learn about how this arrangement works.

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Realtor and client reviewing paperwork while standing up at a table.

5-minute read

Seller concessions vs. seller credits: What’s the difference?

Seller credits are a type of seller’s concession that offers a specific dollar amount. Here’s how to spot the difference and get the best deal at cl...

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A white house nestled among trees in a suburban area.

5-minute read

Condo vs. house: Which is best for you?

Trying to decide between buying a condo or a house? Learn the key differences in cost, maintenance, lifestyle, and more to make the right choice for you.

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Luxury oceanfront condos surrounded by beach grass on a clear, sunny day.

6-minute read

Condo insurance vs. homeowners insurance: What’s the difference?

Condos have unique insurance requirements that can impact an owner’s budget and liability. Understand the basics of condo insurance before you purchase on...

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Young woman in apartment, smiling and holding phone.

7-minute read

How to prepare your finances to buy a house in 2026

Thinking about buying a home in 2026? Discover how to prepare your finances and decide if you should buy now or wait.

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Mixed race couple diligently working while standing on personal finances and budgeting documents.

7-minute read

What is considered ‘debt’ when applying for a mortgage?

What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.

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