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Sarah Sharkey

Contributing writer

Sarah Sharkey is a personal finance writer who enjoys helping readers make informed financial decisions. She lives in Florida with her husband and dogs. When she's not writing, she's outside exploring the coast.

Expertise

Mortgage

Personal Finance

Education

M.S. in Management, Hough School of Business at the University of Florida; B.S. in Biology, University of Florida

Recent Articles

A well in front of a house, adding a rustic and traditional touch to the property's exterior.

8-minute read

Buying a house with well water and how it works

Considering buying a house on well water? Before you do, read the pros and cons about houses with well water, and our tips for maintaining your water’s...

Young woman sitting on back deck on laptop.

8-minute read

How to afford a home on a single income

Are you interested in becoming a homeowner but have a single income? Read our guide to learn how to afford a home on a single income and explore your options.

A bustling city street lined with houses and trees, capturing the essence of urban living.

3-minute read

Utility easements, explained

A utility easement is what allows public utilities like sewage, electricity, water and more to exist. Learn about how utility easements can impact homeowners.

Couple discussing a CMT loan or adjustable-rate mortgage with a financial advisor.

4-minute read

How the constant maturity Treasury rate affects your mortgage

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn how the CMT rate impacts mortgage payments...

Woman in kitchen, drying dishes and smiling.

8-minute read

When should I refinance my mortgage?

Wondering if and when you should refinance your mortgage? Refinancing can be a smart move for certain homeowners depending on a few key factors.

Small bungalow single story home exterior.

6-minute read

Second mortgage vs. home equity loan: What's the difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

A house featuring a large porch in a suburban setting.

2-minute read

Netting escrows: What does it mean and should you net escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

A man working on multiple computers simultaneously, indicating multitasking or tech-related work.

3-minute read

What is an automated valuation model (AVM)?

An automated valuation model (AVM) is a data-based tool real estate sites use to offer estimated property value on searched properties. Explore how it works....

A woman smiling alone with a cup of tea in a new house, while engaged in unpacking and shifting.

6-minute read

Buying a house as a single woman: A how-to guide

Are you interested in becoming a homeowner but have a single income? Read our guide to learn more about what to expect when buying a house as a single woman....