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Sarah Sharkey

Contributing writer

Sarah Sharkey is a personal finance writer who enjoys helping readers make informed financial decisions. She lives in Florida with her husband and dogs. When she's not writing, she's outside exploring the coast.

Expertise

Mortgage

PersonalFinance

Education

M.S. in Management, Hough School of Business at the University of Florida; B.S. in Biology, University of Florida

Recent Articles

Young woman sitting on back deck on laptop.

8-minute read

How to afford a home on a single income

Are you interested in becoming a homeowner but have a single income? Read our guide to learn how to afford a home on a single income and explore your options.

A bustling city street lined with houses and trees, capturing the essence of urban living.

3-minute read

Utility easements, explained

A utility easement is what allows public utilities like sewage, electricity, water and more to exist. Learn about how utility easements can impact homeowners.

Couple discussing a CMT loan or adjustable-rate mortgage with a financial advisor.

4-minute read

How the constant maturity Treasury rate affects your mortgage

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn how the CMT rate impacts mortgage payments...

Woman in kitchen, drying dishes and smiling.

8-minute read

When should I refinance my mortgage?

Wondering if and when you should refinance your mortgage? Refinancing can be a smart move for certain homeowners depending on a few key factors.

A woman hugging her father in front of a property possibly in woods.

5-minute read

Step-up in basis defined: How does it work?

If you’re deciding between gifting your home or bequeathing it, you may want to weigh the tax implications first. Learn how a step-up in basis benefits...

Man sitting on staircase with peaceful and happy look on his face.

5-minute read

7 tax deductions for homeowners: Your breaks and benefits

If you own your own home, you might be able to save on your tax returns. Get the most value from your home with these seven tax deductions.

Small bungalow single story home exterior.

6-minute read

Second mortgage vs. home equity loan: What's the difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

Woman calculating finances on paper with a laptop nearby.

7-minute read

A guide to getting a HELOC with bad credit

A low credit score doesn’t have to mean a HELOC denial. Learn about getting a HELOC with bad credit, including the pros, cons and alternative options.

A younger Asian woman moving with a senior father, depicting a family or intergenerational relocation scene.

4-minute read

FHA non-occupant co-borrowers: Guidelines and how they can help

FHA non-occupant co-borrowers can make a big difference during the qualifying process for an FHA loan. Learn the requirements to best utilize this process.