Recent Articles

7-minute read
A guide to gifts of equity: What taxes to expect, how to write a gift letter, and more
A gift of equity is used to help secure financing for a family member’s home. Here’s how it works and what to expect when using one.
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6-minute read
VA jumbo loan limits, rates, and requirements
A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits, and requirements. &nbs...
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7-minute read
Your guide to debt-to-income (DTI) ratio for VA loans
Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.<...
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6-minute read
States without property taxes: Unpacking the myth
There aren’t any states with no property taxes. However, there are some places with low taxes or exemptions for certain homeowners. Here are the facts.
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14-minute read
Joint mortgage: A complete guide for borrowers
A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.
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6-minute read
Condo insurance vs. homeowners insurance: What’s the difference?
Condos have unique insurance requirements that can impact an owner’s budget and liability. Understand the basics of condo insurance before you purchase on...
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7-minute read
Understanding actual cash value vs. replacement cash value
It’s essential to understand the different costs and coverage of actual cash value and replacement cash value when choosing a homeowners insurance policy.
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5-minute read
How to speed up the home selling process
If circumstances require you to sell your home quickly, here are six tips for speeding up the process from setting the right price to accepting cash offers.
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5-minute read
What is mortgage servicing and why does it matter?
Mortgage servicing is the management of a mortgage, like taking payments and creating statements. Borrowers should know how it works and why it matters.
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