Portrait photo of Molly Grace.

Molly Grace

Former staff writer

Molly Grace is a former staff writer focusing on mortgages, personal finance and homeownership. She has a B.A. in journalism from Indiana University. You can follow her on Twitter @themollygrace.

Expertise

Mortgage
PersonalFinance

Education

Indiana University

Recent Articles

A white minimalistic house with a black roof, showcasing a simple yet stylish residential design.

7-minute read

What is a single-family home and is it right for you?

Single-family homes are the most common housing option in the United States. Learn what a single-family home is and whether it’s the right fit for you....

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Hands holding a smartphone photographing a house, possibly related to real estate or property viewing.

4-minute read

What is a drive-by appraisal and how accurate is it?

A drive-by appraisal is a type of home appraisal that only inspects a property’s exterior. See when and why drive-by appraisals are used and how they work...

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Interior of a wood cabin house, showcasing the interior design of a wooden cabin.

8-minute read

Top reasons not to refinance your home: When and why refinancing might be a bad idea

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

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A realtor explaining things possibly about a property to a couple interested in buying it.

6-minute read

Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...

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RHB Assets From IGX: Down payment literacy concept with coins and calculator

5-minute read

Are down payments keeping people from becoming homeowners?

Down payment costs are keeping 38.5% from purchasing a home. 65% of buyers plan to use a savings account for a down payment and 17% plan to use crypto.

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Neighbors talking about easement issues.

7-minute read

Are Americans closing the door on open-concept home design?

With almost half of Americans now preferring a traditional layout for their home, the appeal of open concept living has been called into question.

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Colonial home with a green lawn.

8-minute read

Home value appreciation: Homeowner expectations vs. reality

Homeowners who have owned their home for 7-10 years have an overall home appreciation rate of 47% but are underestimating their home’s value by 28%.

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RHB Assets From IGX: Young couple looking at a house with real estate agent, alternative angle

14-minute read

What a $309,000 home looks like across the country

Curious what the average house looks like in your neck of the woods? Let’s take a look at what the median list price will get you in different parts of...

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A family sitting comfortably on a couch, possibly in a home setting.

4-minute read

A guide to understanding bundle of rights in real estate

A bundle of rights describes the legal rights associated with property ownership: the right of possession, control, enjoyment, disposition and exclusion.

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