Authors Headshots for Bio

Molly Grace

Former staff writer

Molly Grace is a former staff writer focusing on mortgages, personal finance and homeownership. She has a B.A. in journalism from Indiana University.

Expertise

Mortgage
PersonalFinance

Education

Indiana University

Recent Articles

A white minimalistic house with a black roof, showcasing a simple yet stylish residential design.

7-minute read

What is a single-family home and is it right for you?

Single-family homes are the most common housing option in the United States. Learn what a single-family home is and whether it’s the right fit for you.

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Hands holding a smartphone photographing a house, possibly related to real estate or property viewing.

4-minute read

What is a drive-by appraisal and how accurate is it?

A drive-by appraisal is a type of home appraisal that only inspects a property’s exterior. See when and why drive-by appraisals are used and how they work.

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A frustrated young couple, expressing frustration or stress.

6-minute read

What Is preforeclosure and how can you avoid it?

Preforeclosure is the first legal step toward foreclosure. Uncover tips on how to avoid foreclosure and discover some options available to homeowners.

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Interior of a wood cabin house, showcasing the interior design of a wooden cabin.

8-minute read

Top reasons not to refinance your home: When and why refinancing might be a bad idea

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

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Father holding young son while he does paperwork at home.

5-minute read

How to get a VA certificate of eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step in getting a VA home loan. Learn how to get started on the path to homeownership with a VA COE.

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An escrow agent, potentially illustrating a professional involved in real estate transactions or property transfers.

4-minute read

Escrow agent in real estate: What to know

An escrow agent upholds the escrow agreement in a real estate transaction. Read on to learn how this entity protects the property and assets in escrow.

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A woman filing papers, potentially related to mortgage or financial documentation.

5-minute read

What are mortgage servicing companies?

Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.

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A realtor explaining things possibly about a property to a couple interested in buying it.

6-minute read

Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key differences.

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A serene landscape with trees and a pond in the background, creating a peaceful and natural setting.

5-minute read

USDA loan closing costs: What they cover and what can be rolled into your loan

USDA loans require no down payment and offer unique means for covering your closing costs. Read our guide to USDA closing costs and how you can afford them.

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