Portrait photo of Melissa Brock.

Melissa Brock

Contributing writer

Melissa Brock is a college funding/personal finance strategist with 12+ years of experience guiding families through the complex intersection of college funding and household budgeting. She specializes in helping parents of high school students avoid student loan debt by aligning college choices with real-life finances, without sacrificing retirement savings or home equity.With a deep understanding of how education costs impact a family’s overall financial picture, including mortgage decisions and real estate planning, Melissa empowers families to protect their biggest assets. Her coaching and resources help parents make informed decisions that support both their child’s future and their financial security.

Through her work, she has become a trusted resource in the personal finance space, offering clear and actionable strategies that integrate college planning with mortgage awareness, budgeting, and debt prevention. Whether families are refinancing a home, evaluating college return on investment, or mapping out a debt-free degree, Melissa provides the clarity and confidence they need to move forward.

Expertise

Mortgage
Personal Finance

Education

B.A. Central College

Media mentions

Muck Rack

Recent Articles

Wooden architecture of a house door leading to a front porch and yard with green landscaping, portraying a welcoming entrance.

4-minute read

Understanding gross rent multiplier as an investment tool

Whether you're investing in a duplex or a 400-unit apartment complex, you'll come across the Gross Rent Multiplier and wonder what it means. Let us explain.

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An image displaying a grey, single-story ranch-style model house with a well-maintained lawn and driveway.

3-minute read

What Is An FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step to the process. Learn how the clause impacts you as a home buyer.

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3-minute read

PUD (Planned Unit Development): What it is and how it differs from other types of housing

A PUD, or planned unit development, is a small community of single-family homes. Read on to learn about living in a PUD and how it differs from other housing...

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A bungalow-style house.

5-minute read

What is a bungalow house?

A bungalow is typically a single-storied house with a low-pitched roof. Learn what separates other types of houses from bungalows and the history behind them...

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Interracial couple with a realtor, signing, possibly representing a diverse couple finalizing a real estate deal with a realtor.

3-minute read

Proprietary leases defined: What they are and how they impact co-ops

A proprietary lease provides co-op shareholders with the right to live in a specified apartment unit. Learn more about proprietary leases and how they work.<...

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4-minute read

Special assessment tax: A definition

Homeowners may have to pay a special assessment tax in addition to their property taxes. Learn more about how special assessment taxes work in real estate.

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A charming house with a balcony and a tree in front, creating a serene and inviting atmosphere.

4-minute read

What are mortgage servicing rights?

Mortgage servicing rights (MSR) are often transferred to a third-party that takes over the administrative tasks of servicing a mortgage in exchange for a fee...

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A financial meeting or discussion, potentially related to mortgage planning or financial decisions.

5-minute read

Upfront Mortgage Insurance Premiums (UFMIP): What you need to know

If you have an FHA loan, you’ll encounter something called an upfront mortgage insurance premium (UFMIP). Uncover the facts about what it is and how it...

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