Recent Articles

4-minute read
Can you get an ARM for an investment property?
Adjustable-rate mortgages have pros and cons for investors. You may benefit from a lower rate at first, but non-owner-occupied rates are still higher.
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7-minute read
Restrictive covenants explained
A restrictive covenant limits how you can use a property. Learn what it is, common examples, legal limits, and how it affects buyers.
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8-minute read
Does consolidating debt affect home buying?
Are you considering consolidating your debt before buying a home? Learn about how debt consolidation affects mortgage approval and how to make a wise decision.
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6-minute read
How to add or remove someone from your mortgage without refinancing
Do you want to change who is on your mortgage? Learn how to remove someone from a mortgage without refinancing, or to add someone in specific circumstances.
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4-minute read
Interest rate floor: Definition and how it works
An interest rate floor is the lowest agreed-upon rate for adjustable-rate loan products. Learn how the interest rate floor works and its impact on your loan.
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9-minute read
Flipping vs. renting out a home: Which real estate strategy is right for you?
When it comes to flipping vs. renting properties, each has different strategies, pros and cons, and things to consider to help you choose the right strategy for...
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3-minute read
Are there jumbo loan limits?
Jumbo loans don’t have set limits. Learn how conforming loan limits in your area affect the type of mortgage you can use to finance your home.
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6-minute read
What is an HOA fee?
Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn about what an HOA fee is and how much it costs.
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5-minute read
How long does an appraisal take? The home appraisal timeline
How long does an appraisal take, and why? They can take anywhere from a few days to weeks, depending on timing, scheduling, and a home's complexity.
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