Recent Articles

5-minute read
Mortgage prequalification: What is it and how does it work?
Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.
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7-minute read
Short sale vs. foreclosure: What’s the difference?
A short sale is a voluntary procedure, while a foreclosure isn’t. Understanding both processes can help borrowers make decisions when facing mortgage defa...
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6-minute read
FHA reserve requirements for 2025
Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...
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7-minute read
FHA Construction-to-permanent loans: A guide
Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.
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5-minute read
Can you make principal-only payments on your mortgage?
Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...
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7-minute read
Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?
As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...
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8-minute read
10-year mortgage rates: What to expect in 2025
A 10-year mortgage may come with lower interest rates than a 15- or 30-year mortgage. Learn...
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5-minute read
Amortization: What is it and how does it work?
Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.
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4-minute read
3 reasons a home seller isn’t responding to your offer
Wondering why a home seller hasn’t responded to your offer? There are some common reasons sellers will reject your bid. Learn what to do next.
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