Discover budget-friendly ways to customize your mobile home – from design tweaks to strategic upgrades. Personalize your space and add value with our smar...

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

Deciding between buying or renting your next home? Learn more about the differences and key factors to consider when making the rent-versus-buy decision.

Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.

A short sale is a voluntary procedure, while a foreclosure isn’t. Understanding both processes can help borrowers make decisions when facing mortgage defa...

Alabama closing costs are higher than in several other states, based on the dollar amount. Learn what you can expect to pay when you close on your new home.

Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.