Holly Hooper

Recent Articles

A woman looking out of a window, potentially indicating contemplation or assessing a property's view.

6-minute read

Is home insurance tax deductible?

Homeowners can’t deduct homeowners insurance from income taxes, unless it’s a rental property. Learn more about which homeownership expenses are tax...

Large regal brick home with white columns and stone stairway.

4-minute read

Property title search: What it is and how it works

A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them...

A luxury mountain home in the Pacific Northwest, highlighting a high-end residence in a scenic location.

5-minute read

What is an encumbrance in real estate?

An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.

A man researching on a computer, likely conducting real estate or financial research online.

8-minute read

What Is PITI? Its meaning and what it stands for

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.

A couple enjoying sunlight in their newly bought home surrounded by cardboard boxes.

7-minute read

USDA vs. FHA Loans: Which is better for you?

USDA and FHA loans can offer more lenient requirements for home buyers with low or moderate income. Learn what else these loans can offer and how they differ...

Business investor analyzing financial data or investment opportunities.

4-minute read

Dual agency: What to know before you buy

Dual agents work for the buyer and seller in real estate transactions. Learn more about how this works and how to decide if dual agency is right for you.

A man looking at finances, possibly related to financial planning or reviewing financial data.

7-minute read

Home appraisal amount vs. loan amount: How an appraisal impacts the selling price and mortgage amount

Explore the difference between appraisal amount and loan amount and how the home appraisal amount affects selling price or the mortgage loan amount.

A young couple sits on the floor next to cardboard boxes, possibly discussing or planning their move into a new home.

3-minute read

Dual income households: How kids change the financial picture

Explore the differences in earnings, retirement savings and homeownership between dual-income households with kids (DIWKs) and without kids (DINKs).

A woman in middle of call or meeting talking with either colleague or customer.

7-minute read

Cybersecurity best practices to keep you safe online

How can you stay safe from cyber threats? Start with these 7 tips.