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Hanna Kielar

Former section editor

Hanna Kielar is a former section editor for Rocket Money and Rocket Loans® with a focus on personal finance, automotive, and personal loans. She has a B.A. in Professional Writing from Michigan State University.

Education

Michigan State University

Recent Articles

A charming row of houses with a white picket fence, creating a picturesque neighborhood scene.

6-minute read

Underwriting in the mortgage process, explained

Underwriting is a crucial part of the loan approval process. Learn about what underwriting is, how long it can take, and tips for a successful experience.

A family having a meal in their backyard.

6-minute read

What is a conventional loan?

Conventional loans are a traditional mortgage option. Learn what a conventional home loan is, how it works and common lender requirements in our guide.

Mother in kitchen cooking while father feeds child in high chair in dining room.

6-minute read

15-year vs. 30-year mortgage comparison

A 15-year mortgage is paid over 15 years, while a 30-year mortgage is paid over 30 years. Understand the pros and cons of both loan terms.

A woman standing in front of a window, engrossed in her phone.

6-minute read

What are mortgage points and should you buy them?

A mortgage point is a fee you pay to help lower the interest rate on a mortgage. Using this guide, learn more about discount points and how they work.

Front view of similar brick houses with red and blue door.

9-minute read

VA Streamline refinance (VA IRRRL): What is it and how does it work?

A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.<...

Young couple inside their home with their baby.

9-minute read

Qualifying for a mortgage: The basics

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.

A family moving into a new home, illustrating a family's relocation or moving process.

8-minute read

Gift letters for your mortgage: A guide

A gift letter for a mortgage shows your lender that you don’t need to repay gift money toward your down payment. Use our mortgage gift letter template and...

Image displaying a row of townhouses on a sunny day in North Carolina, showcasing real estate or property.

6-minute read

Duplex vs. townhouse: What are the main differences?

A duplex shares one wall while a townhome usually shares two. Find all the differences between duplexes and townhouses and see which style seems best for you.

A Black man's hands signing a document on a desk at home, potentially related to paperwork or contracts.

5-minute read

Deed of reconveyance: Definition, process and FAQs

A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.