Rocket Mortgage Logo
  • Buy
    Buy a homeCalculatorsEspañolLearn
    Get started

    Popular

    • Purchase loan options
    • VA & military purchase resources
    • First-time homebuyer resources
    • Rocket Mortgage & Redfin savings
    • Chat
    A woman lifting a baby in front of a green two-story house with a Redfin “Sold” sign in the yard while the realtor stands behind them.

    Buying soon? Save thousands with Rocket Mortgage & Redfin.

    Learn about Preferred Pricing
    All calculators

    Popular

    • Home affordability calculator
    • Mortgage calculator
    • Rent vs. buy calculator
    • Amortization calculator
    • Down payment calculator
    Compra o vende una casa

    Popular

    • Cómo aumentar el valor de la vivienda: Una guía de 4 pasos
    • Casa inicial o casa definitiva: ¿Qué es lo mejor para ti?
    • ¿Cómo reparar tu puntuación de crédito cuando quieres comprar una casa?
    All articles

    Popular

    • Home buying process
    • First-time home buyers
    • Moving tips
    • Preparing to buy
    • Homeownership
  • Refinance
    Refinance a homeCalculatorsLearnEspañol
    Get started

    Popular

    • Refinance loan options
    • VA & military refi resources
    • Debt consolidation
    • Chat
    Two parents sitting on a couch with a child resting on a pillow, while the mother reads a book.

    If rates drop, so can your payment! Always know when you can save.

    Get rate alerts
    All calculators

    Popular

    • Refinance calculator
    • Mortgage payoff calculator
    • Amortization calculator
    • Home equity calculator
    All articles

    Popular

    • Types of refinancing
    • Equity and home value
    • Top refi questions to ask
    • Refinance mortgage requirements
    Refinanciar una casa

    Popular

    • Refinanciación de préstamos FHA: Requisitos y beneficios
    • 11 preguntas qué debes hacer cuando quieres refinanciar tu hipoteca
    • ¿Qué es un beneficio neto tangible?
  • Rates
    Purchase ratesRefinance ratesRate updates
    All purchase rates

    Popular

    • 30-year mortgage rates
    • FHA loan rates
    • VA loan rates
    • Jumbo loan rates
    Two parents sitting on a couch with a child resting on a pillow, while the mother reads a book.

    If rates drop, so can your payment! Always know when you can save.

    Get rate alerts
    All refinance rates

    Popular

    • 30-year refinance rates
    • 15-year refinance rates
    • FHA refinance rates
    • VA refinance rates
    • Jumbo refinance rates
    Two parents sitting on a couch with a child resting on a pillow, while the mother reads a book.

    If rates drop, so can your payment! Always know when you can save.

    Get rate alerts
    Rate updates

    Popular

    • How the federal funds rate affects mortgage rates
    • How a fed rate drop affects home buyers and sellers
    • Should I lock in my mortgage rate today?
    Two parents sitting on a couch with a child resting on a pillow, while the mother reads a book.

    If rates drop, so can your payment! Always know when you can save.

    Get rate alerts
  • Loan options
    All home loans
    All home loans

    Popular

    • 15-year fixed
    • 30-year fixed
    • Adjustable-rate mortgage (ARM)
    • Bridge loan
    • Cash-out refinance
    • FHA loan
    • Home Equity Loan
    • HomeReady® and Home Possible®
    • Jumbo Smart
    • ONE+ by Rocket Mortgage®
    • Rate & term refinance
    • VA loan
    A young man embraces his family members outside of his new home.

    Get cash from your home’s equity while keeping your mortgage rate

    Learn about Home Equity Loans
  • Personal loans
    Rocket LoansPersonal loan benefits
    Learn more

    Discover how a personal loan can help you take control of your financial future.

      Learn more

      Understand how a personal loan can power your finances today.

      • (888) 452-8179Phone Number
      • Sign inSign In
      • Apply now
      Sign in

      Phone Number(888) 452-8179
      Apply now

      For a better Rocket Mortgage® experience, switch browsers to Microsoft Edge, Google Chrome or Mozilla Firefox.

      1. Home
      2. /
      3. Learn
      4. /
      5. Authors
      6. /
      7. Hanna Kielar
      Headshot of Hanna Kielar

      Hanna Kielar

      Former section editor

      Hanna Kielar is a former section editor for Rocket Money and Rocket Loans® with a focus on personal finance, automotive, and personal loans. She has a B.A. in Professional Writing from Michigan State University.

      Education

      Michigan State University

      Recent Articles

      Couple holding hands on porch smiling.

      5-minute read

      Can a married person get a mortgage without their spouse, and how is this done?

      Depending on where you live, buying a house without your spouse may be an option for you. Let’s look at why you’d buy a house without your spouse...

      Read more

      Image related to the salary needed to live in various cities, indicating affordability.

      11-minute read

      The salary needed to live in the top 10 most sought-after cities in the U.S.

      The demand for a house is rising. See the cities with the highest demand, the salary you’d need to live there and tips to make homeownership happen.

      Read more

      A rambler house with a white brick exterior, showcasing a single-story residence with a clean and classic design.

      5-minute read

      What is a rambler house? 5 types of ranch-style homes

      Are you curious about what a rambler house is and what it has to offer? Read to learn more about the history, characteristics and common types of rambler homes.

      Read more

      Houseboats floating on water, likely in a residential area.

      5-minute read

      Natural hazard disclosure report (NHD): What is it and what does it cover?

      NHD reports are crucial to buying and selling a home in California. Learn what hazards the report covers and why it’s necessary to provide to buyers.

      Read more

      1 of 1
      Footer Rocket logo mark
      Redfin

      Get a real estate agent handpicked for you and search the latest home listings.

      Rocket Mortgage

      Buy a home, refinance, or manage your mortgage online with America's largest lender.*

      Rocket Money

      Save more, spend less, see everything, and take back control of your financial life.

      Rocket Loans

      Get a personal loan to consolidate debt, renovate your home and more.

      Rocket Pro

      Build and grow your wholesale lending business.

      Rocket Close

      Appraisal, title, and closing solutions that drive speed, confidence, and savings for Rocket clients.

      Rocket Mortgage
      • Buy a home
      • Refinance
      • Rates
      • Calculators
      • Loan options
      • Make a payment
      • About us
      • Careers
      • FAQs
      • Social impact
      • Press Room
      Legal info
      • Terms of use
      • Disclosures and licenses
      • Mortgage assistance
      • Privacy policy
      • Notice at collection
      Support
      • Talk to us
      • Share your screen
      • Communication opt-out
      • Give us your feedback
      • Site accessibility
      Youtube icon
      Facebook icon
      Instagram icon
      LinkedIn icon
      Download on the App Store.
      Get it on Google Play.
      Rocket mobile application

      No. 1 in customer satisfaction
      Most awarded brand for mortgage servicing

      Rocket Mortgage has won more awards than any other brand in the J.D. Power U.S. Mortgage Servicer Satisfaction Studies between 2002 – 2025. Visit JDPower.com/Awards for more information.

      Equal housing opportunity logo.
      J.D. Power for Customer Satisfaction since 1968

      *Based on 2024 HMDA-reported loan origination unit volume; excludes correspondent loans. Based on Rocket Mortgage site data in comparison to public data records.

      Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906 

      NMLS #3030. Go here for the Rocket Mortgage NMLS consumer access page.

      ©2000-2026 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC.

       

      Rocket Mortgage, LLC, RockLoans Marketplace LLC (d/b/a Rocket Loans), Rocket Close, LLC, and Rocket Money, Inc. are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership and Redfin Corporation are wholly owned subsidiaries of Rocket Companies, Inc. (NYSE: RKT).