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Hanna Kielar

Former section editor

Hanna Kielar is a former section editor for Rocket Money and Rocket Loans® with a focus on personal finance, automotive, and personal loans. She has a B.A. in Professional Writing from Michigan State University.

Education

Michigan State University

Recent Articles

A charming row of houses with a white picket fence, creating a picturesque neighborhood scene.

6-minute read

Underwriting in the mortgage process, explained

Underwriting is a crucial part of the loan approval process. Learn about what underwriting is, how long it can take, and tips for a successful experience.

A family having a meal in their backyard.

6-minute read

What is a conventional loan?

Conventional loans are a traditional mortgage option. Learn what a conventional home loan is, how it works and common lender requirements in our guide.

Mother in kitchen cooking while father feeds child in high chair in dining room.

6-minute read

15-year vs. 30-year mortgage comparison

A 15-year mortgage is paid over 15 years, while a 30-year mortgage is paid over 30 years. Understand the pros and cons of both loan terms.

A woman standing in front of a window, engrossed in her phone.

6-minute read

What are mortgage points and should you buy them?

A mortgage point is a fee you pay to help lower the interest rate on a mortgage. Using this guide, learn more about discount points and how they work.

A street of well constructed brick houses.

9-minute read

Government home loans and more: A guide for first-time borrowers

Need a mortgage with a low interest rate and credit requirement? Government home loans may be an option. See what government-backed loans are available.

Group of people discussing mortgage options and paperwork.

8-minute read

Mortgage statements: What are they and how long should you keep them?

Some mortgage documents contain important info you should hold onto for tax purposes. But how long should you keep mortgage statements? Find the answer.

A stunning house captured during twilight hours.

5-minute read

Cost basis real estate: How to calculate

Cost basis in real estate is the original value that a buyer pays for their property. Learn more about cost basis and how to calculate it.

Front view of similar brick houses with red and blue door.

9-minute read

VA Streamline refinance (VA IRRRL): What is it and how does it work?

A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.

Young couple inside their home with their baby.

9-minute read

Qualifying for a mortgage: The basics

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.