Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
8-minute read
A guide to getting a HELOC with 'bad' credit
Lenders review your credit, debt-to-income ratio, home equity, and other factors when you apply for a HELOC. Learn about getting a HELOC with 'bad' credit.
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7-minute read
How to get a VA loan after bankruptcy
Getting a VA loan after bankruptcy is possible, but there’s a process that some may find challenging. Here’s what to expect.
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7-minute read
What are the VA loan spouse requirements?
A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.
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5-minute read
What is a warranty deed?
When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.
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8-minute read
How to pay off a home loan in 5 years: Best practices
You can pay off a mortgage more quickly by making extra payments, refinancing to a shorter term, or using a HELOC. Here’s how to accelerate your payoff...
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9-minute read
Home hunting tips: How to find a house
From getting a mortgage approval to viewing homes, the house shopping process involves several big steps. Get familiar with how to find a house here.
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5-minute read
Can you use a home equity loan to buy another house?
Can you use a home equity loan to buy another house? Yes, you can, but it's important to understand how it works and the benefits and drawbacks of doing so.<...
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5-minute read
FHA nonoccupant co-borrowers: Guidelines and how they can help
Nonoccupant co-borrowers can make a big difference in the qualifying process for an FHA loan. Learn the requirements for using this process effectively.
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16-minute read
FHA refinance vs. conventional refinance: Which is better?
Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.
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