Erik J Martin
Contributing writer
Erik J. Martin is a Chicagoland-based freelance writer whose articles have been published by US News & World Report, Bankrate, Forbes Advisor, The Motley Fool, AARP The Magazine, USAA, Chicago Tribune, Reader's Digest, and other publications. He writes regularly about personal finance, loans, insurance, home improvement, technology, health care, and entertainment for a variety of clients. His career as a professional writer, editor and blogger spans over 32 years, during which time he's crafted thousands of stories. Erik also hosts a podcast (Cineversary.com) and publishes several blogs, including martinspiration.com and cineversegroup.com.
Recent Articles
4-minute read
Price per square foot: Why it matters and how it's calculated
Price per square foot is a metric that helps you compare similarly priced properties on the market. In short, it measures how much bang you can get for your buc...
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7-minute read
FHA 203(k) loans: A complete guide
An FHA 203(k) loan allows you to buy and renovate a home in need of significant repairs with a single mortgage. Learn more about 203(k) loan qualifications.<...
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6-minute read
Oregon property tax
Are you getting ready to buy a house in Oregon? Learn how Oregon property taxes work, average tax rates, exemptions, and what you should know before buying.
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8-minute read
House title: What you need to know
A house title indicates who has legal ownership of a property and the rights to use it any way they see fit. Learn more about how a house title works.
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8-minute read
What is a crypto mortgage?
A crypto mortgage is a loan that utilizes cryptocurrency holdings, such as Bitcoin, as collateral. This is how they work and why they are gaining popularity.
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16-minute read
What is a timeshare and how does it work?
A timeshare allows you to share the cost and ownership of a vacation property. Here’s what to expect when entering a timeshare agreement.
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6-minute read
Do I qualify for a home loan without a job?
Learn how to qualify for a mortgage without traditional employment by meeting specific requirements and proving reliable alternative sources of income.
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5-minute read
Gift letter: What it is and how to write one
A gift letter explains to your lender where your down payment money came from and proves that it isn’t a loan. Here’s how to write one and why you s...
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8-minute read
What is a house deed?
A deed is a document that transfers ownership of real estate from one party to another. Understand how this works, the types of deeds, and why it's important.
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