David Collins headshot.

David Collins

Contributing writer

David Collins is a contributing writer for Rocket Mortgage who now freelances in the fields of mortgage, personal finance, and real estate. Other areas of expertise include automotive, sports, homes, and food and wine.

David has a degree in English from the University of Michigan. His novel My Louise: A Memoir was published by Ontario Review Press in 2002. He lives in Michigan.

Expertise

Personal Finance

Education

Studied english at University of Michigan

Recent Articles

Woman at home checking status of loan on her smartphone.

6-minute read

Your mortgage fell through on closing day? What to do now

Did your mortgage fall through on closing day? Don’t panic! Learn why it may have happened, the steps you can take to fix it, and how to get back on tr...

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Mother kissing baby on cheek at home on couch.

8-minute read

Home equity loans: A complete guide

A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.

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Newly built modern single-family tan home with landscaping, representing construction loans.

9-minute read

What to look for when buying a house: A guide for home buyers

If you’re about to begin the home buying process, there are some things you should keep in mind. Read on to learn about what to look for when buying a hou...

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Young woman with a dog, indicating a lifestyle with pets or outdoor activities.

8-minute read

How much is renters insurance? Average costs and providers in 2025

How much is renters insurance? The costs vary by state, type of coverage and individual items under protection. Uncover the average cost of renters insurance...

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Woman laying in hammock hanging in enclosed sun porch surrounded by trees.

5-minute read

The complete guide to using a HELOC for a down payment on a second home

Want to use a home equity line of credit (HELOC) for the down payment on a second home? Learn how to use a HELOC and other ways to make your down payment.

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Downtown skyline of Fort Myers, Florida.

13-minute read

The top 15 fastest-growing cities in the US

Wanting to move to a busy city with a rapidly growing population? Explore the fastest-growing cities in the U.S. and discover why people are flocking there.<...

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Woman moving into an apartment, representing relocation or housing change.

8-minute read

Does renters insurance cover theft?

Renters insurance will cover theft that occurs both inside and outside your home. Learn more about what you can expect from a renters insurance policy.

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A realtor showing a property to a couple and describing its features.

8-minute read

Wholesale real estate: A beginner's guide

What is wholesale real estate? This guide will help you understand the basics, how the selling process works and best practices.

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RHB Assets From IGX: A father and daughter pointing at solar panels on a roof.

7-minute read

The most desired eco-friendly energy saving products in 2023

American homeowners rank the top alternative energy products, smart home products, and energy efficiency products for 2023.

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