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David Collins

Staff Writer

David Collins is a former senior writer for Rocket Mortgage who now freelances in the fields of mortgage, personal finance, and real estate. Other areas of expertise include automotive, sports, homes, and food and wine.

David has a degree in English from the University of Michigan. His novel My Louise: A Memoir was published by Ontario Review Press in 2002. He lives in Michigan.

Expertise

PersonalFinance

Education

University of Michigan

Recent Articles

Lake house image, likely showcasing a house near a lake or waterfront property.

8-minute read

The pros and cons of buying a lake house

Before you buy a lake house, you should understand the financial implications of owning one. Here’s a comprehensive list of pros and cons to help you.

An olive green home with a terracotta roof, displaying distinctive exterior design elements.

5-minute read

These are the 6 top tax benefits of owning rental property

If you’ve invested in rental property, you may enjoy some tax benefits. Learn the top 6 tax benefits of owning rental property from deduction to depreciation.

Woman at home checking status of loan on her smartphone.

6-minute read

Your mortgage fell through on closing day? What to do now

Did your mortgage fall through on closing day? Don’t panic! Learn why it may have happened, the steps you can take to fix it, and how to get back on track.

Mother kissing baby on cheek at home on couch.

8-minute read

Home equity loans: A complete guide

A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.

Newly built modern single-family tan home with landscaping, representing construction loans.

9-minute read

What to look for when buying a house: A guide for home buyers

If you’re about to begin the home buying process, there are some things you should keep in mind. Read on to learn about what to look for when buying a house.

Young woman with a dog, indicating a lifestyle with pets or outdoor activities.

8-minute read

How much is renters insurance? Average costs and providers in 2025

How much is renters insurance? The costs vary by state, type of coverage and individual items under protection. Uncover the average cost of renters insurance.

Woman laying in hammock hanging in enclosed sun porch surrounded by trees.

5-minute read

The complete guide to using a HELOC for a down payment on a second home

Want to use a home equity line of credit (HELOC) for the down payment on a second home? Learn how to use a HELOC and other ways to make your down payment.

Two businesswomen shaking hands, representing a successful business agreement or partnership.

7-minute read

What to do after your home offer is accepted

Your offer was accepted, but now what? Let these 11 steps guide you through everything from depositing earnest money to getting the keys to your new home.

Downtown skyline of Fort Myers, Florida.

13-minute read

The top 15 fastest-growing cities in the US

Wanting to move to a busy city with a rapidly growing population? Explore the fastest-growing cities in the U.S. and discover why people are flocking there.