Author | Rocket Mortgage

Can You Get A VA Loan For A Mobile Or Manufactured Home?

Home Buying - 6-minute read

Kevin Graham - July 01, 2024

Wondering if you can use a VA loan for a mobile or manufactured home? Find out what's possible and whether a VA loan makes sense for you.

40-Year Mortgage: An Explanation, The Pros And Cons

6-minute read

Kevin Graham - July 01, 2024

You may decide to pursue a 40-year mortgage term. Make sure you understand the benefits and drawbacks when considering your options.

Mortgage Loan Limits Are On The Rise

Mortgage Basics - 4-minute read

Kevin Graham - July 01, 2024

Rocket Mortgage has updated conventional loan limits. Mortgage limits have gone up for most. Read on for details as well as FHA and VA loan limits.

VA Loan Limits For 2024: What You Need To Know

Loan Types - 7-minute read

Kevin Graham - July 01, 2024

Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.

7 Ways To Refinance A Mortgage If You Have Bad Credit

Refinancing - 7-minute read

Kevin Graham - July 01, 2024

Looking to refinance with bad credit? Learn the options of how to refinance your mortgage with bad credit and what steps you can take to start the process.

What Is The Minimum VA Loan Credit Score For A Home Purchase Or Refinance?

Loan Types - 7-minute read

Kevin Graham - July 01, 2024

VA home loans are an affordable mortgage option for qualifying service members. Learn about the minimum credit score needed to qualify for a VA loan.

Native American Home Loans: What You Need To Know

8-minute read

Kevin Graham - June 27, 2024

If you’re a member of an indigenous community, you may have Native American home loan choices. We’ll take a look at these and other mortgage financing options.

How To Get A Home Equity Loan With Bad Credit: A Guide

Loan Types - 8-minute read

Kevin Graham - June 27, 2024

Are you wondering how to get a home equity loan with bad credit? Learn how to improve your chances of securing a home equity loan if you have a poor credit score.

Federal Reserve Statement Explained – June 2024

3-minute read

Kevin Graham - June 13, 2024

The target range for the federal funds rate remained unchanged. However, we did get the Federal Reserve’s projections for the future.

A Guide To The No-Closing-Cost Refinance

Refinancing - 7-minute read

Kevin Graham - June 07, 2024

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to do so.

Need Mortgage Help? Here Are Your Options

Servicing - 7-minute read

Kevin Graham - May 30, 2024

If you think you may need help with your mortgage payments, it’s good to be proactive. Find out what options you have and what to do next to protect your home.

FHA Minimum Property Standards Checklist: What You Should Know

5-minute read

Kevin Graham - May 24, 2024

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

Can You Get A Home Equity Loan On A Manufactured Home?

8-minute read

Kevin Graham - May 23, 2024

As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.

House Poor: What It Means And How To Avoid It

Home Buying - 9-minute read

Kevin Graham - May 23, 2024

Being house poor means most of your income goes toward your mortgage. See how people become house poor and learn how to keep it from happening to you.

IRA Withdrawal For A Home Purchase: What You Need To Know

6-minute read

Kevin Graham - May 20, 2024

Using an IRA withdrawal for a home purchase is possible, but there are rules. Discover the pros and cons of an IRA withdrawal to buy a home.

What Is A Mortgage Acceleration Clause?

Mortgage Basics - 10-minute read

Kevin Graham - May 11, 2024

A mortgage acceleration clause means that your entire mortgage balance becomes due if you default on your repayment. Learn more about the acceleration clause.

Mortgage Forbearance: What It Is And How It Works

Refinancing - 8-minute read

Kevin Graham - May 10, 2024

Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.

How To Refinance A Jumbo Loan

Refinancing - 8-minute read

Kevin Graham - May 09, 2024

Considering whether to refinance your jumbo loan? Explore our guide to learn more about the refinancing process, plus how to compare jumbo refinance rates.