It's your mortgage. Use it.
Take cash out
Paying down your mortgage builds equity you can use to take cash out – great for renovating your home or paying down high-interest debt.
Lower your payment
Getting a new mortgage with a lower monthly payment can help with goals like saving more for college or retirement.
Shorten your loan term
Become mortgage-free faster and reduce the interest you’d pay. We offer custom terms starting at 8 years.
35 years of mortgage expertise in your pocket
Rocket Mortgage® was designed to put our knowledge and superior process to work for you.
Apply online
It only takes minutes to start bringing your goals into focus.
Know your next steps
Together we’ll figure out what makes the most sense for you.
Get your loan
Your dedicated team of experts will help you reach the finish line.
Check off that goal
And when it’s time for the next one, we’ll be here.
Our numbers speak for themselves
4.9/5
Star rating by our clients on the App Store®1
95%
Of Rocket Mortgage clients would recommend us2
24 hr
Access to your loan online and on the Rocket Mortgage app
6-minute read
15-year vs. 30-year mortgages
Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.
7-minute read
Should I refinance my mortgage and when?
Wondering if you should refinance your mortgage? Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you.
10-minute read
Cash-out refinance: Rates and guide for homeowners
Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it’s right for you.
6-minute read
15-year vs. 30-year mortgages
Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.
7-minute read
Should I refinance my mortgage and when?
Wondering if you should refinance your mortgage? Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you.
10-minute read
Cash-out refinance: Rates and guide for homeowners
Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it’s right for you.
6-minute read
15-year vs. 30-year mortgages
Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.
7-minute read
Should I refinance my mortgage and when?
Wondering if you should refinance your mortgage? Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you.
10-minute read
Cash-out refinance: Rates and guide for homeowners
Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it’s right for you.
Expert advice at your fingertips
Our Home Loan Experts are available 7 days a week to answer all your mortgage questions.