Your mortgage refresh starts here
See how refinancing works and what to expect along the way.
Refi roadmap
Example shows a typical experience for rate and term or cash-out refinance.
Individual timelines vary.
Tell us what’s on your mortgage wish list and compare real options in minutes.
Answer a few questions about your home’s value and current finances.
Once you find the perfect fit, complete a simple online application.
You’ll choose a rate and payment that works, and let us know if you need cash.
Share income, asset, and property information for a quick review.
Documents can be securely uploaded online, and include things like W-2s, pay stubs, and bank statements.
For this we’ll use market data or let you know if an appraisal’s needed.
Appraisals are scheduled in about 48 hours and reports arrive a few days later.
We’ll wrap up the final review, confirm your approval, and find a closing time that fits your schedule.
Provide final documents, confirm your terms, and sign your new loan. Cash-out funds will arrive in 1-3 business days following your closing.
Find the right fit
Tell us what’s on your mortgage wish list and compare real options in minutes.
Answer a few questions about your home’s value and current finances.
Apply in 10 minutes
Once you find the perfect fit, complete a simple online application.
You’ll choose a rate and payment that works, and let us know if you need cash.
Verify your details
Share income, asset, and property information for a quick review.
Documents can be securely uploaded online, and include things like W-2s, pay stubs, and bank statements.
Confirm home value
For this we’ll use market data or let you know if an appraisal’s needed.
Appraisals are scheduled in about 48 hours and reports arrive a few days later.
Final approval and close
We’ll wrap up the final review, confirm your approval, and find a closing time that fits your schedule.
Provide final documents, confirm your terms, and sign your new loan. Cash-out funds will arrive in 1-3 business days following your closing.
Rate & term refinance
You could find peace of mind with a new rate and lower payment.
Cash-out refinance
Put your equity to work and bring cash home.
Home Equity Loan
Turn equity into cash while your mortgage stays put.
“We refinanced to consolidate debt and move from a 30-year to a 15-year mortgage. The process was quick, easy, and completed in about two weeks.”
- Travis & Dee
“Cash out refinance - Start to closing 10 days. Incredible! Simple step by step process, Easy to use site with a tracker so you know what’s happening.”
- J. Valle
“I completed a Home Equity Loan through Rocket. The experience was quick & seamless, I definitely recommend!”
- Rachel
Whatever your goal, we’ve got you
Get started
Your home equity made clear
Straightforward guidance, handy tools, and a quick way to see what loan type fits you.
Outsmart your debt
Debt consolidation
Use your home equity to consolidate debt and ease into a lower rate and payment.
Free resource
Calculate what’s possible
Play with the numbers and see how much cash you can access or how low your payment can go.
Get started
Your home equity made clear
Straightforward guidance, handy tools, and a quick way to see what loan type fits you.
Outsmart your debt
Debt consolidation
Use your home equity to consolidate debt and ease into a lower rate and payment.
Free resource
Calculate what’s possible
Play with the numbers and see how much cash you can access or how low your payment can go.
