Refinance today and grow what you’ve built

Your home’s equity can do more. Use it to reach your goals, lower payments, or unlock new possibilities.
Apply for a refinance Use my equity
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Explore what’s next for your home

FHA Loan

Home Equity Loan

Jumbo Smart refinance

All loan options

Get a fresh start in as little as 14 days

Access cash quickly

Use your equity to pay off debt, update your space, or invest in what you want

Lower your payment

Save each month or go mortgage-free sooner, without ever leaving your couch

Calculate your savings

Compare rates and explore our exclusive offers – no credit check needed

A refi journey that’s simple

Snag a rate you love and get the support you need every step of the way

Build your dream loan

Customize terms, explore discounts, and let us know if you need cash

Apply in less than 10 minutes

The process is easy and we’ll make sure you have all the info you need

Easy, stress-free closing

Close from anywhere with award-winning guidance from our team

Get started now
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Black woman smiles while researching refinance options on her laptop.

Free resource

Get an Official Mortgage Review®

We’ll look over your current mortgage together and find opportunities that make sense

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Free resource

Cash-out calculator

Play with the numbers and see how much cash you can access based on your home’s equity

Mother and daughter smiling while touching foreheads at the breakfast table.

Free resource

Payment calculator

See what you could save each month with more favorable terms and lower payments

Black woman smiles while researching refinance options on her laptop.

Free resource

Get an Official Mortgage Review®

We’ll look over your current mortgage together and find opportunities that make sense

Couple smiling at each other while playing a card game.

Free resource

Cash-out calculator

Play with the numbers and see how much cash you can access based on your home’s equity

Mother and daughter smiling while touching foreheads at the breakfast table.

Free resource

Payment calculator

See what you could save each month with more favorable terms and lower payments

Black woman smiles while researching refinance options on her laptop.

Free resource

Get an Official Mortgage Review®

We’ll look over your current mortgage together and find opportunities that make sense

Couple smiling at each other while playing a card game.

Free resource

Cash-out calculator

Play with the numbers and see how much cash you can access based on your home’s equity

Mother and daughter smiling while touching foreheads at the breakfast table.

Free resource

Payment calculator

See what you could save each month with more favorable terms and lower payments

If you’re curious, let’s chat

Every question you have is important, that’s why we’ll answer them 24/7

Get my refi estimate

Refresh your finances

More refinance options than ever

So you’re more likely to get approved and less likely to waste time

Apply in 10 minutes

Nationstar Mortgage LLC (d/b/a Mr. Cooper) and Rocket Mortgage, LLC are separate companies uniting under the same parent organization.

Refinancing may cause finance charges to be higher over the life of the loan.

1As of November 2024.

2Based on a Rocket Mortgage customer research surveys of clients whose loans closed in 2024.