Featured resources

13-minute read

7 common real estate scams and how to avoid them

Real estate scams are becoming more common – and more sophisticated. Learn what to be on the lookout for and how to protect yourself from real estate scam...

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6-minute read

What is an absentee owner?

Absentee homeowners own property but don’t live in or manage it. This is a passive investment approach that can prove effective when risks are understood.

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6-minute read

Deficiency judgment: What it is and why it matters after foreclosure

A deficiency judgment can leave you owing money after foreclosure. Learn what a deficiency judgment is, when lenders pursue it, and how to avoid one.

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5-minute read

Close of escrow: What it means for home buyers

Learn what close of escrow means, how it differs from other parts of the closing process, and what home buyers should expect before getting the keys.

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8-minute read

Chain of title in real estate: What it is and why it matters

Chain of title is a property’s ownership history. Learn what documents it includes, how a title search works, and what can cause title problems.

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4-minute read

What is a subordinate mortgage?

A subordinate mortgage can have complex financial implications for borrowers. Uncover important realities you need to know about mortgage subordination.

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4-minute read

How to find liens on a property: A home buyer's guide

It's essential to find and clear any liens on a property you plan to buy. Here’s how to look for, find, and resolve liens on a property before you buy it.

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4-minute read

What is a dry closing in real estate?

In dry-funding states, everything except the payment can be completed at closing. Learn about how a dry closing works, what the risks are, and where it's legal.

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7-minute read

Can you use a VA loan for a second home?

VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.

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4-minute read

Understanding right of survivorship: What you need to know

Learn how right of survivorship transfers a home to a surviving co-owner, as well as how joint tenancy and community property with the right of survivorship com...

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6-minute read

The ATR/QM rule: What it is and what borrowers should know

Lenders have an obligation to make sure you can repay a mortgage before they give you a loan. The ATR/QM rule helps then evaluate your finances.

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6-minute read

Tenancy in common (TIC): What is it and how does it work?

Tenancy in common is when two or more people share ownership of a property. Learn more about tenants in common and how they compare to other tenancy types.

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6-minute read

Escrow refund: What is it and when does it occur?

An escrow refund is excess money returned by your lender from your mortgage escrow account. Here’s how it works.

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6-minute read

What to consider before getting a home equity line of credit (HELOC)

A home equity line of credit can help you pay for home renovations or consolidate debt. However, there are pros and cons to a HELOC worth considering.

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7-minute read

10 questions to ask when refinancing your mortgage

While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.

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4-minute read

Mortgage par rates: What are they and how do they work?

Your mortgage par rate is essentially the baseline rate offered to you by a lender. You may be able to bring this rate down through discount points and more.

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4-minute read

How to remove a name from a mortgage

If you’re going through a divorce or you purchased a home with a fellow investor, there may come a time when you need to remove a name from a mortgage. We...

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10-minute read

15 first-time home buyer tips

Purchasing your first home can be overwhelming. These first-time home buyer tips can help you tackle the process with more confidence.

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