In order to close on your house, you will need to bring cash to close the mortgage deal. Learn what expenses are included in your cash-to-close amount and mo...

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.

Dual agents work for the buyer and seller in real estate transactions. Learn more about how this works and how to decide if dual agency is right for you.

Homeowners can’t deduct homeowners insurance from income taxes, unless it’s a rental property. Learn more about which homeownership expenses are tax...

Equal opportunity housing protects buyers from discrimination in housing. Learn more about what equal opportunities mean for you and how they’re enforc...

USDA and FHA loans can offer more lenient requirements for home buyers with low or moderate income. Learn what else these loans can offer and how they differ...

A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them...

An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.

VA construction loans can help veterans and active-duty service members finance and build their dream home. Explore VA construction loans and how they work.

Easements grant non-property owners limited access to a part of your property. Learn the different types of easements and how they can affect your property.<...

Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.

Explore the differences in earnings, retirement savings and homeownership between dual-income households with kids (DIWKs) and without kids (DINKs).

How can you stay safe from cyber threats? Start with these 7 tips.

A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.

The Design Approval Primary Inspection Agency, or DAPIA, inspects and approves manufactured home designs. Learn this process before buying a manufactured hom...