What in the World Is an Escrow Shortage?

5-minute read

Kevin Graham - February 13, 2023

Like most homeowners, you understand the basics of escrow, but when it comes to shortages and overages, it can be difficult to keep it all straight.

Read More

What Is A Mortgage Maturity Date And How Does It Work?

Mortgage Basics - 5-minute read

Sarah Sharkey - January 31, 2023

A mortgage maturity date is the date you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours.

Read More

Buying A Second Home With A VA Loan

Loan Types - 9-minute read

Kevin Graham - January 26, 2023

With competitive interest rates and benefits, why wouldn’t you want to use a VA loan to purchase another home? Find out what’s possible for you.

Read More

What Are Conforming Loans And What Do They Mean To Borrowers?

Loan Types - 5-minute read

Lauren Nowacki - January 25, 2023

Conforming loans comply with Fannie Mae and Freddie Mac rules, and are thus eligible for purchase and resale to investors. Find out what that means for you.

Read More

Earnest Money: What Is It And How Much Is Enough?

Mortgage Basics - 7-minute read

Patrick Chism - January 25, 2023

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand out.

Read More

Buying A House Online: Is It Possible?

Home Buying - 8-minute read

Victoria Araj - January 25, 2023

Looking to buy a house online? No matter if you’re moving near or far, an online home purchase is possible with digital tools. Here’s what you need to know.

Read More

Should I Remodel Or Move?

Home Buying - 8-minute read

Miranda Crace - January 23, 2023

Deciding whether to remodel or move is a decision that should be carefully considered. Explore the pros and cons of each and what costs you can expect.

Read More

5/1 ARM Loan: Everything You Need To Know

Loan Types - 8-minute read

Kevin Graham - January 20, 2023

With a 5/1 ARM, home buyers enjoy a low introductory rate but take a risk  that they’ll pay higher interest rates in the future. Learn more about 5/1 ARMs.

Read More

Contingent: A Guide To What It Means In Real Estate

Home Buying - 9-minute read

Cathie Ericson - January 18, 2023

In real estate, contingent refers to conditions that must be met for a sale to continue. Learn how contingencies can protect you with our helpful guide.

Read More

How Does Bankruptcy Affect Your Mortgage?

Mortgage Basics - 12-minute read

Kevin Graham - January 17, 2023

Wondering how bankruptcy affects a mortgage? Read our guide to learn what happens to a mortgage if you file for bankruptcy, and the options that are available.

Read More

Rent-To-Own Homes: What Are They, And How Do They Work?

Home Buying - 7-minute read

Victoria Araj - January 13, 2023

Rent-to-own homes can be a great option for those looking to test out a home before buying it. Learn more about what rent-to-own homes are and how they work.

Read More

Homeowners Insurance: What Is It And What Does It Cover?

Home Buying - 6-minute read

Melissa Brock - January 13, 2023

Owning a home comes with risks, some of which may be covered by homeowners insurance. Learn what homeowners insurance is, what it covers, and how much it costs.

Read More

Pros And Cons Of Refinancing A Mortgage

Refinancing - 5-minute read

Lauren Nowacki - January 12, 2023

Like most things, refinancing has both advantages and disadvantages. Learn more about the pros and cons of refinancing before deciding if it’s right for you.

Read More

Understanding Owner-Occupied Properties: What Investors Should Know

Home Buying - 5-minute read

Sarah Sharkey - January 12, 2023

Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy.

Read More

Should I Sell My House Now Or Wait?

Home Buying - 7-minute read

Sidney Richardson - January 12, 2023

Deciding when to list your house can make or break the selling process. Learn how to tell when the best time to sell your house is with our complete guide. 

Read More

Primary Residence: What Is It And Why Is It Important?

Home Buying - 4-minute read

Victoria Araj - January 12, 2023

Understanding primary residence is about more than just knowing where your home is. It can also impact your mortgage rates and tax deductions. Learn more here.

Read More

Non-Conforming Loans: What Are They And How Do They Work?

Loan Types - 7-minute read

Hanna Kielar - January 12, 2023

Wondering what a non-conforming loan is and how they work? Learn about your mortgage options and see if a non-conforming loan is the best option for you.

Read More

How Property Taxes And Insurance Can Affect Your Monthly Mortgage Payment

Servicing - 2-minute read

Victoria Slater - January 12, 2023

There are many reasons why your monthly payment can change. Learn what influences taxes and insurance and how these factors can change your monthly payment.

Read More