Featured resources

5-minute read
A guide to VA construction loans
VA construction loans can help veterans and active-duty service members finance and build their dream home. Explore VA construction loans and how they work.
Read more
7-minute read
What are easements and how can they affect my property?
Easements grant non-property owners limited access to a part of your property. Learn the different types of easements and how they can affect your property.<...
Read more
10-minute read
Equal opportunity housing: What you need to know
Equal opportunity housing protects buyers from discrimination in housing. Learn more about what equal opportunities mean for you and how they’re enforc...
Read more
9-minute read
What you need to know before buying a house with foundation issues
It’s every home buyer’s nightmare – the home inspection report reveals foundation problems. Find out what to do if you’re buying a ho...
Read more
8-minute read
Debt-to-income ratio (DTI): What is it and how is it calculated?
Your debt-to-income ratio (DTI) measures your total income against any debt you have. Learn what a good DTI is, how to calculate it and how to lower it.
Read more
8-minute read
Proof of funds: What is a POF letter in real estate?
Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.
Read more

9-minute read
Co-signing a mortgage loan: What both parties need to know
Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...
Read more
3-minute read
Dual income households: How kids change the financial picture
Explore the differences in earnings, retirement savings and homeownership between dual-income households with kids (DIWKs) and without kids (DINKs).
Read more

7-minute read
Home appraisal amount vs. loan amount: How an appraisal impacts the selling price and mortgage amount
Explore the difference between appraisal amount and loan amount and how the home appraisal amount affects selling price or the mortgage loan amount.
Read more
4-minute read
Mortgage loan originators: What they do and how they can help you
Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.
Read more
7-minute read
Double closing: A real estate investment strategy you need to know
The double close strategy lets a real estate investor have two private deals – one with the seller and one with the end buyer. Learn more about double ...
Read more
7-minute read
Cybersecurity best practices to keep you safe online
How can you stay safe from cyber threats? Start with these 7 tips.
Read more
5-minute read
When is your first mortgage payment due?
Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...
Read more
2-minute read
Wealth Wednesdays
The Wealth Wednesdays series explores the political and societal forces that have historically kept those in the black community from seeing their light and ...
Read more

5-minute read
What is deed of trust?
A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.
Read more
5-minute read
What does under contract mean in real estate?
A home is under contract when the seller has accepted an offer from a buyer to purchase the property. Read more about what under contract means in real estat...
Read more

7-minute read
Deed in lieu of foreclosure: What is it and is it right for you?
If you’re staring down the possibility of foreclosure, you might have options. Learn what a deed in lieu of foreclosure is and whether it’s right fo...
Read more
6-minute read
Buying a house with a septic tank: Pros and cons
Buying a house with a septic tank can feel intimidating, but it doesn’t have to be. Read on to learn about the pros and cons of using a home’s se...
Read more
You've been redirected from Mr. Cooper to
Rocket Mortgage® for next-level support.