A mortgage rate lock prevents changes to your interest rate as you prepare to close. Learn about the steps you can take to lock in your mortgage rate.

Building a home can be a viable option for buyers in a competitive market, but expenses can add up quickly. Discover the cheapest ways to build a house.

For a reverse mortgage, seniors must meet certain requirements, which vary according to the option chosen. Learn more about reverse mortgage requirements.

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.

USDA and FHA loans can offer more lenient requirements for home buyers with low or moderate income. Learn what else these loans can offer and how they differ...

In order to close on your house, you will need to bring cash to close the mortgage deal. Learn what expenses are included in your cash-to-close amount and mo...

A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them...

Equal opportunity housing protects buyers from discrimination in housing. Learn more about what equal opportunities mean for you and how they’re enforc...

Dual agents work for the buyer and seller in real estate transactions. Learn more about how this works and how to decide if dual agency is right for you.

VA construction loans can help veterans and active-duty service members finance and build their dream home. Explore VA construction loans and how they work.

Easements grant non-property owners limited access to a part of your property. Learn the different types of easements and how they can affect your property.<...

Homeowners can’t deduct homeowners insurance from income taxes, unless it’s a rental property. Learn more about which homeownership expenses are tax...

An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.

Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.

Explore the differences in earnings, retirement savings and homeownership between dual-income households with kids (DIWKs) and without kids (DINKs).

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.