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Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

A woman smiling while looking at her laptop possibly chatting to someone.

4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...

A white brick house in winters under snowy weather.

8-minute read

When is the best time of year to buy a house?

Wondering about the best time of year to buy a house? We’ve broken down all of the factors to consider, including the season, weather, price and more.

5-minute read

What is a multifamily home and is it right for you?

A multifamily home is a residential property with more than one housing unit. Learn everything about the ins and outs of multifamily real estate investments....

A couple with two kids giving piggyback rides in front of their house, symbolizing family happiness and homeownership.

4-minute read

Should I lock in my mortgage rate today?

Are you unsure whether you should lock in your mortgage rate today, or wait? Learn about the mortgage rate lock and why you might consider locking your rate....

Aerial shot of a neighborhood, presenting an overview of residential areas.

6-minute read

Neighborhood info: How to research and choose the perfect place for your home search

Available neighborhood information can help home buyers determine if the area is a good one for their home search. Learn how to evaluate neighborhood info.

A black man lying down, looking at his phone with a cat beside him.

9-minute read

Refinancing a second mortgage: What you need to know

For many homeowners, taking out a second mortgage can be helpful for a variety of reasons. But can you refinance your second mortgage? Find out.

Image related to mortgage processors, potentially depicting their role in the mortgage application process.

4-minute read

What is a mortgage processor, and what do they do?

A mortgage processor guides borrowers through the loan application process by collecting documents and information. Learn how they help secure mortgage loans.

A happy millennial African American woman managing household budget and finances.

8-minute read

How to budget for a house: A home buyer’s guide to housing costs

Knowing how much you can afford to spend is an important first step toward buying a home. Learn how to set a budget that can help you afford a mortgage.