For a better Rocket Mortgage® experience, switch browsers to Microsoft Edge, Google Chrome or Mozilla Firefox.

Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

Exterior view of a large house, showcasing a spacious and elegant residential property.

6-minute read

Refinance appraisal vs. purchase appraisal

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

A couple discussing financial or mortgage related topic on laptop.

9-minute read

Home loans for college students: A guide to student loans and mortgages

In this guide, learn how to qualify for mortgage approval with student debt plus the best state and national programs with home loans for college students.

A couple paying bills at a table, finances.

8-minute read

Home buying checklist for first-time home buyers

Starting the process of buying your first home? Use our extensive first-time home buyer checklist to help you prepare and ensure you don't miss a step.

A two-story suburban house against a sunset sky with a well-maintained front yard.

8-minute read

What is house hacking and is it something you should be doing?

House hacking incorporates a variety of ways you can use your house to pay living expenses. Learn what house hacking is and how you can make it work for you....

Aerial view of a suburb and culdesac in New Jersey.

3-minute read

HOA fees: What are they and what do they cover?

Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn how HOA fees are used and how much they can be...

An image capturing a father and his child huddled closely together, both focused intently on a piece of paper laid out before them. The father, pencil in hand, is writing on the paper, while the child watches with interest.

4-minute read

What is the power of sale in a mortgage note, and how does it affect foreclosure proceedings?

The power of sale allows a lender to sell a home – without judicial review – if a borrower defaults on a mortgage. Learn more about how the power...

A real estate agent showing women a property possibly for the purpose of sale or rent.

4-minute read

How long does an appraisal take? The home appraisal timeline

Home appraisals can take anywhere from a few days to a week depending on timing, scheduling and a home's complexity. Learn how long an appraisal takes and wh...

A woman looking out of a window, potentially indicating contemplation or assessing a property's view.

6-minute read

Is home insurance tax deductible?

Homeowners can’t deduct homeowners insurance from income taxes, unless it’s a rental property. Learn more about which homeownership expenses are tax...

A man researching on a computer, likely conducting real estate or financial research online.

8-minute read

What Is PITI? Its meaning and what it stands for

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.