Recent Articles

5-minute read
What credit score do mortgage lenders use?
Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.
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4-minute read
How to recognize a reverse mortgage scam
Reverse mortgages are complicated and difficult to understand, which is why you need to be alert to potential scams. Learn how to avoid reverse mortgage fraud.
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7-minute read
Should you prioritize paying off student loans or your mortgage?
Unsure whether to pay extra on your mortgage or federal student loans? We break down the factors you need to consider for making the right financial decision...
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7-minute read
What does “coming soon” mean on real estate listings?
Some real estate agents will list a home as “coming soon” before it hits the market. Learn about “coming soon” real estate listings and ...
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8-minute read
The pros and cons of buying a lake house
Before you buy a lake house, you should understand the financial implications of owning one. Here’s a comprehensive list of pros and cons to help you.
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5-minute read
Is a mortgage secured or unsecured debt?
A mortgage is a type of secured debt, meaning it’s backed by your home as collateral. Learn how secured loans differ from unsecured ones.
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4-minute read
What is the loan-to-value ratio and how is it calculated?
Your loan-to-value ratio measures your loan amount against the value of the home you’re buying. Figure out how your LTV ratio is calculated.
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5-minute read
What is a down payment and how does it work?
A down payment is the percentage of a home's purchase price you pay up front. Learn how down payments work and how much you should put down on a house.
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5-minute read
These are the 6 top tax benefits of owning rental property
If you’ve invested in rental property, you may enjoy some tax benefits. Learn the top 6 tax benefits of owning rental property from deduction to depreciat...
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