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TJ Porter

Contributing writer

TJ Porter has ten years of experience as a personal finance writer covering investing, banking, credit, and more.

TJ's interest in personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.

When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.

Expertise

Personal Finance

Real Estate

Education

Bachelors in Business Administration from Northeastern University

Recent Articles

Man with small dog on lap giving him kisses while he searches on laptop at desk in bright room surrounded by houseplants.

6-minute read

Low-income mortgages: What to know about the LIHTC program

The Low-Income Housing Tax Credit (LIHTC program) is a tax incentive that provides affordable housing to low-income residents. Learn more about this tax credit.

Young man looking at some documents while sitting in front of a laptop.

6-minute read

These 4 factors lead to a property tax increase

Property taxes are a core cost of homeownership, and these tax liabilities can increase over time. Learn the four factors that lead to a property tax increase.

Woman smiling, reviwing paperwork with open laptop in her living room.

8-minute read

A guide to the tax implications of a cash-out refinance

The interest accrued on a cash-out refinance can be deducted under specific circumstances. Use this guide to learn more about your tax responsibilities.

Small white home surrounded by tall trees on a large lawn.

10-minute read

Understanding real estate owned (REO) properties as investment opportunities

Real estate owned (REO) properties are often overlooked investment opportunities. Learn why buying a home from a lender may be the right strategy for you.

A modern neutral-colored living room with large windows and stylish furniture.

5-minute read

What to know about condo associations: Your guide to rules, fees and insurance

A condo association is a governing board composed of residents who live in the same housing development. Learn about condo association rules and fees.

A senior couple relaxing on couches in a living room, indicating a comfortable and relaxed retirement setting.

7-minute read

What to consider before getting a home equity line of credit (HELOC)

A home equity line of credit, just like other types of home financing, have significant pros and cons. Here’s what you should know before applying for a H...

A vintage cottage-style brick home, highlighting its nostalgic and traditional appearance.

10-minute read

Buying auction properties: What to know before you bid

Are you thinking about buying a house that’s up for auction? Learn how the process works and get some tips for making a successful bid on an auction prope...

A woman working on a computer at home, potentially related to online mortgage or real estate activities.

7-minute read

What should I do if an underwriter denies my loan application?

Was your mortgage application denied during the underwriting process? Read our article about the steps you can take to improve your chances when applying again.

A couple reviewing escrow documents, possibly related to a real estate transaction or property purchase.

6-minute read

Escrow holdback: How it can help you close on time

Your lender can demand a repair if an appraisal reveals a problem with the home you’re buying. Learn how an escrow holdback can keep your closing day o...