Are you wondering, "Are adjustable-rate mortgages bad for my short-term ownership plans?" Find out whether an ARM is worth it and see a year-by-year breakdown.

FHA down payment assistance comes from state, local, and nonprofit programs, as well as employers and lenders. Learn how it works, and where to find programs.

Refinancing after bankruptcy may be possible. Learn about typical waiting periods and steps to improve approval odds after Chapter 7 or Chapter 13 bankruptcy.

Applying for a condo loan? Learn how condo financing works, what lenders review about the HOA and building, and which loan programs can help you qualify.

A CMO is a type of mortgage-backed security that pools mortgage loans and sells them as investments. Here's how a collateralized mortgage obligation works.

A natural hazard disclosure report (NHD) shows whether a property is in a flood, fire, earthquake, or dam inundation zone. Learn how to use it before closing...

Joint tenancy is a way to co-own property with the right of survivorship. Learn how joint tenants share ownership and what happens if one owner dies.

Prescriptive easements are held by people who gain a right to use someone else’s property. Find out if you should buy property encumbered with easement...

A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.