For a better Rocket Mortgage® experience, switch browsers to Microsoft Edge, Google Chrome or Mozilla Firefox.

Sidney Richardson

Former staff writer

Sidney Richardson is a former writer for Rocket. She specializes in real estate, homeownership and personal finance content. She holds a bachelor's degree in journalism with a minor in advertising from Oakland University.

Expertise

RealEstate

PersonalFinance

Recent Articles

A man looking at a contract or document, potentially in a business or legal context.

7-minute read

Breaking a lease to buy a house: Can (and should) you do it?

Breaking a lease to buy a house can be a tricky process. Learn more about how to get out of a lease, the pros, the cons and alternatives to consider.

A small, unique bedroom, showcasing interior design for small-space living.

4-minute read

What qualifies as a bedroom? Know before you buy or sell

Not just any room in a home counts as a bedroom. Before you buy or sell, check out this guide to learn what qualifies as a bedroom in a house.

A grey-tan home in a tropical climate with a palm tree, suggesting a serene living environment.

6-minute read

What is a nontraditional mortgage?

A nontraditional mortgage is a home loan that doesn’t fit the criteria for conventional loan types. And it’s usually a little easier to qualify for.

White condos with small porches, depicting a residential complex or condominiums.

6-minute read

HOA special assessment: What it is and how to handle it

Moving to a neighborhood with an HOA? You should be prepared to pay some extra, unexpected feed. Here's what you need to know about special assessments.

A couple sitting together and looking at documents or paperwork.

6-minute read

Home equity loan vs. mortgage: What's the difference?

Mortgages are home loans used to purchase property. Home equity loans are a type of second mortgage used to access home equity. Learn more here.

A woman using her personal computer with a satisfactory and a confident loon on her face.

5-minute read

Liens and encumbrances: What to know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.

A man and a women looking at the laptop and smiling.

6-minute read

Should I pay off my mortgage or invest?

Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.

A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

8-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage is a home loan that multiple borrowers are responsible for paying. Learn more about joint mortgages, including their pros and their cons.

House with colorful trim and flower garden in front yard

6-minute read

How to find open houses near you: 6 tips

Ready to find your next home, but not sure where to start? Check out our guide to finding open houses in your area, plus tips on how to prepare for them.