Recent Articles

A women possibly working from home engrossed in her thoughts.

6-minute read

What are the FHA compensating factors?

FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.

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Smiling woman reading information on laptop.

6-minute read

When are HELOCs tax deductible?

A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.

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White stuco minimalist style home in Marfa Texas.

5-minute read

What you need to know about home equity loans and cash-out refinances in Texas

If you’re looking to do a home equity loan or otherwise do a cash-out refinance in Texas, you should know there are some special rules to follow.

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Family of three smiling together while sitting in a couch.

5-minute read

Can you use a HELOC for credit card debt consolidation?

Some homeowners use a HELOC for credit card debt consolidation. Learn the pros and cons and how to determine whether a HELOC is right for you.

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Couple smiling at one another while looking at documents on open laptop.

6-minute read

How long does it take to close on a house?

Closing on a house typically takes 30 – 60 days, but delays can lengthen the timeline. Get the statistics and learn how you can speed up your closing.

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A small greenhouse or conservatory, showcasing a structure designed for gardening, relaxation, or cultivating plants within a home setting.

10-minute read

Contingent: What it means in real estate

In real estate, “contingent” refers to conditions that must be met for a sale to proceed as planned. Learn how contingencies protect potential ho...

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Young man sitting at a desk with a laptop well using a calculator.

7-minute read

Why waiting on the Fed for a better mortgage rate may not make sense

You may hear about the Federal Reserve lowering interest rates and try to wait to get a better deal on your mortgage. Here’s why that doesn’t always...

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Young man at kitchen table working through his finances on laptop.

6-minute read

The U.S. Federal Reserve (Fed) interest rate decision

Wondering how the latest federal interest rate decision will affect your ability to buy or sell a home? Read on to make informed real estate decisions.

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An image showing a couple discussing finances, possibly related to financial planning or discussions.

4-minute read

A guide to broker price opinion (BPO)

A broker price opinion (BPO) estimates a property's value based on comparable sales. Learn when a BPO is often used and how it differs from an appraisal.

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