Sarah Henseler headshot.

Sarah Henseler

Editor

Sarah Henseler is a seasoned content editor with over 30 years of experience shaping stories and sharpening language for a wide range of audiences. Currently, she uses that experience at Rocket Mortgage, where she helps demystify mortgages, real estate, and personal finance through clear, accessible, and trustworthy content.
Before joining Rocket in 2019, she built her editorial foundation at places like the Chicago Tribune, Chicago Daily Herald, and Macmillan Learning — refining her skills in journalism, digital publishing, and educational content. Whether she's editing long-form features or optimizing copy for SEO, her goal is always the same: to connect with readers and deliver value through every word. Sarah grew up in Chicago and went to Marquette University in Milwaukee, Wisconsin. Sarah is a die-hard, unapologetic Cubs fan and season ticketholder since 1998. She's a dedicated follower of the Star Wars and Marvel universes, and a Springsteen fan who has traveled all over the country to see shows. When she's not working, she's usually looking for a great new taco place, getting together with friends, or planning her next trivia night outing.

Expertise

Mortgage
Personal Finance
Real Estate

Recent Articles

Woman drinking tea on her couch.

6-minute read

Rent vs. buy: What’s the difference?

Deciding between buying or renting your next home? Learn more about the differences and key factors to consider when making the rent-versus-buy decision.

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Small family playing video games together while on a couch.

16-minute read

FHA refinance vs. conventional refinance: Which is better?

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

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Young couple sitting on couch in sunny living room reading over their mortgage preapproval paperwork.

4-minute read

FHA DTI ratio requirements (2026 guide)

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

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Large home with solar panels at sunset with geese flying overhead.

10-minute read

What is an FHA Energy Efficient Mortgage?

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.

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Young family of three sitting on front steps of a house.

8-minute read

Rent-to-own homes: How it works and what to consider

Rent-to-own homes let you put part of your monthly rent toward a down payment on the property. Explore what a rent-to-own home is and how it works.

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Young woman at desk in studio apartment searching for a home on her laptop.

8-minute read

How to buy a house with no money down

Some mortgages allow you to buy a house with no money down. Learn how to buy a house with n...

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Woman in kitchen reviewing paperwork with open laptop nearby.

7-minute read

FHA student loan guidelines

Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.

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Woman looking through a clothes rack.

7-minute read

FHA income and employment rules

Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.

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Woman doing dishes in her kitchen, smiling.

7-minute read

Home equity line of credit: Defined and explained

A HELOC allows you to tap into your home equity for many purposes. Learn how it works, how to qualify, and how to know if it’s the right option for you.

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