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Patrick Chism

Patrick is a former section editor for Rocket. His articles will help you make the most out of the least, maximizing your returns while keeping a close eye on the wallet. When he’s not writing for Rocket Mortgage Patrick likes hiking, gardening, reading and making healthy foods taste like unhealthy foods.

Recent Articles

Image depicting a couple during the process of moving into a new home, with boxes and furniture being transported.

7-minute read

Moving costs: How much will it cost you to move?

Trying to figure out how much it’ll cost you to move? Explore average moving costs and discover tips on how to reduce these expenses.

A man working in his kitchen while his child sitting beside is looking at it.

7-minute read

11 questions to ask when refinancing your mortgage

Thinking about refinancing your mortgage? Get the best refinance for your borrowing needs by asking these questions before making a decision.

Friends living together, suggesting a group of friends sharing a living space or residence.

4-minute read

Tenancy in common: What it is and how it works

Tenancy in common is an arrangement where two or more people share ownership rights in a property. Learn more about tenants in common and how it works.

A front door with a large wooden door and potted plants, creating a warm and inviting entrance.

4-minute read

Selling mortgages: How it affects you and what to do next

How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.

A couple with a real estate agent, engaged in discussion, possibly viewing a property or discussing home options.

8-minute read

12 questions to ask when buying a house

For inexperienced home buyers, it’s hard to know what questions to ask when buying a house. Use this checklist to make sure you get all the important information.

Aerial view of vibrant and colorful neighborhood, showcasing diverse houses and surroundings.

7-minute read

Types of mortgage refinance: Which option is right for you?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.

A red brick home front with teal colored door and plant vines.

7-minute read

Earnest money: What is it and how much is enough?

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand out.

A couple having a conversation over breakfast, potentially discussing financial matters or plans.

5-minute read

What is the secondary mortgage market and how does it work?

The secondary mortgage market is an area where financial institutions and investors buy and sell mortgages. Learn how it may affect your home loan.