Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
7-minute read
Adjustable mortgage rates: A guide to your first reset
Adjustable mortgage rates can affect the monthly payment and interest costs. Learn what happens when your ARM adjusts and how to prepare for your first reset.
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8-minute read
What is a home equity loan? A complete guide
A home equity loan is a second mortgage that allows you to use your home as collateral to borrow a lump sum. Read this complete guide to home equity loans.
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7-minute read
5/1 vs. 7/6 vs. 10/6 adjustable-rate loans: A guide
When buying a home with an adjustable-rate loan, the reset schedule will affect your budget. Learn how 5/1, 7/6, and 10/6 ARMs differ and which might suit you.
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7-minute read
A cost segregation study: What it is and how it works
Cost segregation is a method of tax planning that can help real estate owners increase their cash flow. Learn about cost segregation studies and how they wor...
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6-minute read
Prepayment penalty: What it is and how to avoid it
A lender may charge a prepayment penalty when you pay off your mortgage early. Find out what triggers the penalty, how much it can cost, and how to avoid it.
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9-minute read
Can you refinance a VA loan?
Are you considering refinancing a VA loan? Learn about VA-backed and conventional refinance options and requirements to determine which works best for you.
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