Recent Articles

A couple at home with a laptop, suggesting online activities related to homeownership or finances.

5-minute read

FHA gift funds: Definition and guidelines

FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.

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Woman on laptop and phone with coffee cup on desk.

8-minute read

How much income do I need to buy a house?

Debating if you have the funds to purchase a home? Learn how much income you’ll need to buy a house and what lenders consider when reviewing applications.

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Hands holding a smartphone photographing a house, possibly related to real estate or property viewing.

4-minute read

What is a drive-by appraisal and how accurate is it?

A drive-by appraisal is a type of home appraisal that only inspects a property’s exterior. See when and why drive-by appraisals are used and how they work...

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A person talking on phone while also working on his laptop.

6-minute read

Does mortgage forbearance affect refinancing? What homeowners need to know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

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Man and woman going over details of partnership at kitchen table.

7-minute read

What is a buyer consultation?

In a buyer consultation, you’ll meet your potential real estate agent to discuss your needs and review the buying process. Learn what to expect.

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Remodeled deck, potentially illustrating a renovated outdoor deck space.

5-minute read

Should you consider a HELOC on your investment property? A guide

With a HELOC, you can tap into your equity in an investment property. Explore whether getting a HELOC on an investment property is the strategy for you.

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Woman describing plans for carpentry design to man who focuses intently.

7-minute read

HELOC vs. personal loan: Compare and choose

Is a HELOC or personal loan right for you? Compare the key differences and analyze the strengths and weaknesses of both options before deciding.

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A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

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Man painting front door of home red.

6-minute read

What is a second mortgage and how does it work?

A second mortgage is a lien taken out against a property that already has a home loan on it. Figure out how this type of mortgage works.

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