Recent Articles

10-minute read
Understanding the Truth in Lending Act (TILA)
The Truth in Lending Act (TILA) is designed to protect borrowers from unfair lending practices through strict regulations. Here’s how it works and why it ...
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5-minute read
What is a mortgage processor, and what do they do?
A mortgage processor, or mortgage loan processor, gathers and reviews your financial documents and helps keep your mortgage moving smoothly toward closing.
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4-minute read
What is an FHA mortgage insurance premium (MIP)?
FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.
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4-minute read
What’s the average mortgage payment in Arkansas?
What’s the average mortgage payment in Arkansas? Learn how to calculate your payment and find out how it compares to nearby states.
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9-minute read
What is home equity? A complete guide for homeowners
Home equity is the portion of your home you own. Learn how home equity works, how to calculate it, and common ways homeowners can leverage their equity.
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8-minute read
Home appraisal amount vs. loan amount
Understanding home appraisals is critical because they guide how much your home can be sold for or the amount of your mortgage loan.
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7-minute read
Buying a second home: A how-to guide
Buying a second home is a little different than buying a primary residence. Learn about your loan options, financial requirements, and other key factors.
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3-minute read
What is an FHA amendatory clause?
Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.
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8-minute read
How many home equity loans can I have?
While it's rare to have more than one home equity loan, nothing prevents you from having as many as you can qualify for. Learn when and how you can do this.<...
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