Recent Articles

A cozy house with a charming porch and a well-maintained lawn.

10-minute read

Understanding the Truth in Lending Act (TILA)

The Truth in Lending Act (TILA) is designed to protect borrowers from unfair lending practices through strict regulations. Here’s how it works and why it ...

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Image related to mortgage processors, potentially depicting their role in the mortgage application process.

5-minute read

What is a mortgage processor, and what do they do?

A mortgage processor, or mortgage loan processor, gathers and reviews your financial documents and helps keep your mortgage moving smoothly toward closing.

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A woman looking at a phone screen, possibly browsing or engaging in real estate-related activities.

4-minute read

What is an FHA mortgage insurance premium (MIP)?

FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.

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Suburban white house with large green front lawn.

4-minute read

What’s the average mortgage payment in Arkansas?

What’s the average mortgage payment in Arkansas? Learn how to calculate your payment and find out how it compares to nearby states.

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A large brick house surrounded by trees.

9-minute read

What is home equity? A complete guide for homeowners

Home equity is the portion of your home you own. Learn how home equity works, how to calculate it, and common ways homeowners can leverage their equity.

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A man looking at finances, possibly related to financial planning or reviewing financial data.

8-minute read

Home appraisal amount vs. loan amount

Understanding home appraisals is critical because they guide how much your home can be sold for or the amount of your mortgage loan.

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Senior couple taking selfie while packing for vacation home travel.

7-minute read

Buying a second home: A how-to guide

Buying a second home is a little different than buying a primary residence. Learn about your loan options, financial requirements, and other key factors.

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An image displaying a grey, single-story ranch-style model house with a well-maintained lawn and driveway.

3-minute read

What is an FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.

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Young woman using laptop on gray sofa.

8-minute read

How many home equity loans can I have?

While it's rare to have more than one home equity loan, nothing prevents you from having as many as you can qualify for. Learn when and how you can do this.<...

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