Christian Allred headshot.

Christian Allred

Contributing writer

Christian Allred has been a professional writer since 2020. After honing his skills as a ghostwriter for an SEO agency, he started focusing on covering residential and commercial real estate. Since then, he’s written for some of the industry’s top brands and publications, including Rocket Mortgage, PropStream, Agora, Buildium, Propmodo, and CRE Daily. He’s also written about personal finance for publications like Rocket Money and Investopedia. In 2025, he launched a boutique content marketing agency called CRE Writer.

Expertise

Real Estate
Mortgage
Personal Finance

Education

BA in English from Brigham Young University in Provo, Utah, with a double major in German and a minor in editing

MA in American Studies from Ruprecht Karl University of Heidelberg in Heidelberg, Germany

A.CRE Accelerator graduate

Recent Articles

Red bungalow with covered porch.

5-minute read

What are HUD homes, and how do you buy one?

Are you considering buying a foreclosed home? Use this guide to learn about HUD homes and discover why they can be better than conventional foreclosures.

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A man with a credit card, potentially symbolizing financial transactions or purchases related to homeownership.

4-minute read

Does mortgage preapproval affect your credit score?

Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.

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Close-up image of a pest inspection officer holding a clipboard.

4-minute read

Pest inspection: Is it a requirement to get a mortgage?

A pest inspection may be required or advisable when buying a home. Learn when a pest inspection is needed and what a pest inspector will look for.

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A young couple standing in front of their new home, symbolizing homeownership and a new chapter in life.

7-minute read

Why is buying a house so emotional?

It’s normal to feel various emotions when buying a house. Learn more about emotions during the home buying process, and get tips to manage potential stres...

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A couple standing outside their house, with a car parked in the driveway.

5-minute read

USDA construction loan requirements: Everything you need to know

Learn USDA construction loan requirements, who qualifies, what to expect, and how one can help you buy land and build your dream home with a single loan.

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The front of a smaller house, depicting the facade of a relatively smaller residential property.

5-minute read

A guide to freehold estates

A freehold estate is a type of property ownership that can be held indefinitely and passed on forever. Learn more about the types of freehold estates here.

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Two women sitting at a table calculating finances.

2-minute read

A guide to the housing expense ratio

Wondering how mortgage lenders calculate the housing expense ratio? Learn how to find your results by comparing your housing expenses to your pretax income.

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A man and women unboxing cardboard boxes after moving into the new residence.

4-minute read

What is the loan-to-value ratio and how is it calculated?

Your loan-to-value ratio measures your loan amount against the value of the home you’re buying. Figure out how your LTV ratio is calculated.

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A woman and child sitting in a room, engrossed in conversation and surrounded by cozy furniture.

5-minute read

What is a down payment and how does it work?

A down payment is the percentage of a home's purchase price you pay up front. Learn how down payments work and how much you should put down on a house.

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