Recent Articles

5-minute read
What are HUD homes, and how do you buy one?
Are you considering buying a foreclosed home? Use this guide to learn about HUD homes and discover why they can be better than conventional foreclosures.
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4-minute read
Does mortgage preapproval affect your credit score?
Worried that getting preapproved for a mortgage will hurt your credit score? Learn how preapproval impacts your credit, including how much and for how long.
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4-minute read
Pest inspection: Is it a requirement to get a mortgage?
A pest inspection may be required or advisable when buying a home. Learn when a pest inspection is needed and what a pest inspector will look for.
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7-minute read
Why is buying a house so emotional?
It’s normal to feel various emotions when buying a house. Learn more about emotions during the home buying process, and get tips to manage potential stres...
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5-minute read
USDA construction loan requirements: Everything you need to know
Learn USDA construction loan requirements, who qualifies, what to expect, and how one can help you buy land and build your dream home with a single loan.
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5-minute read
A guide to freehold estates
A freehold estate is a type of property ownership that can be held indefinitely and passed on forever. Learn more about the types of freehold estates here.
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2-minute read
A guide to the housing expense ratio
Wondering how mortgage lenders calculate the housing expense ratio? Learn how to find your results by comparing your housing expenses to your pretax income.
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4-minute read
What is the loan-to-value ratio and how is it calculated?
Your loan-to-value ratio measures your loan amount against the value of the home you’re buying. Figure out how your LTV ratio is calculated.
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5-minute read
What is a down payment and how does it work?
A down payment is the percentage of a home's purchase price you pay up front. Learn how down payments work and how much you should put down on a house.
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