Rocket Mortgage® calculators

Let’s look at the numbers to discover what’s possible.

We found 3 options for you

Intro question

Not sure which calculator to use?

Answer a few questions and we’ll recommend one that matches your goals.

Do you currently own a home?*

You can change any of your answers later.

Calculators give you a great starting point, but they can't see the whole picture. Our Home Loan Experts can, and they'll find the right loan just for you.

A white woman with red hair giving her baby a kiss of the cheek in their home.

Which homeownership dream are you working toward?*

Options for my current home include things like refinancing and taking cash out.

A woman is cooking at the stove in her kitchen while her husband feeds their baby in the background.

What do you want to feel more confident about?*

Choose the one that's most important to you at this moment.

A young couple sits on the front step of their home with their baby.

What's the main reason you're exploring options for your home?*

Choose the one that's most important to you at this moment.

An Asian couple stands in their backyard garden of their new home.

What do you want to feel more confident about?*

Choose the one that's most important to you at this moment.

A man proudly poses in front of his new home.

Are you a veteran or active U.S. military?

We have military-specific resources to support you.

We’re a VA-approved lender. We’ll help eligible service members maximize their VA loan benefits.

A man wearing glasses and a hat smiles while tending to plants in a garden on a sunny day.

Are you a veteran or active U.S. military?

We have military-specific resources to support you.

We’re a VA-approved lender. We’ll help eligible service members maximize their VA loan benefits.

A couple paint an interior wall together, smiling as one uses a paint roller and the other looks on.

Are you a veteran or active U.S. military?

We have military-specific resources to support you.

We’re a VA-approved lender. We’ll help eligible service members maximize their VA loan benefits.

A young man sits smiling on the front steps of a home in the evening, with a warmly lit porch behind them.

Where do you want to buy a home?

We use this to make your calculator results as accurate as possible.

Please enter a valid ZIP code
The back of a man holding his baby in their living room.

What's the home's address?

We use this to make your calculator results as accurate as possible.

Please enter a valid ZIP code
An Asian man changes a lightbulb in his new home.

Where do you want to buy a home?

We use this to make your calculator results as accurate as possible.

Please enter a valid ZIP code
A man stands inside of his new home, holding a bin and surrounded by moving boxes.

What’s your credit profile?

It’s ok to take your best guess. We use this to help fill out your calculator.

Your credit is just one part of your financial profile. If it's not exactly where you want it to be, our Home Loan Experts may be able to help.

A close up portrait of a smiling black man with glasses and a hat on.

What's your credit profile?

It’s ok to take your best guess. We use this to help fill out your calculator.

Your credit is just one part of your financial profile. If it's not exactly where you want it to be, our Home Loan Experts may be able to help.

An Asian woman with long hair and bangs stands smiling in a room she is painting.

What's your credit profile?

It's ok to take your best guess. We use this to help fill out your calculator.

Your credit is just one part of your financial profile. If it's not exactly where you want it to be, our Home Loan Experts may be able to help.

A young man embraces his family members outside of his new home.

Change your answers

Yes
No
Please choose an answer
Home price
Monthly payment
Down payment
Available equity (cash)
Lower monthly payment
Shorter loan term
Please choose an answer
Currently serving
A veteran
Never served
Please choose an answer
Please enter a valid ZIP code
Less than 580
580 - 619
620 - 659
660 - 719
720+
Please choose an answer
Yes
No
Please choose an answer
Home price
Monthly payment
Down payment
Available equity (cash)
Lower monthly payment
Shorter loan term
Please choose an answer
Currently serving
A veteran
Never served
Please choose an answer
Please enter a valid ZIP code
Less than 580
580 - 619
620 - 659
660 - 719
720+
Please choose an answer

Home affordability calculator

Explore home prices affordable for you and see what a lender could prequalify you for.

See what you could get prequalified for.

Mortgage calculator

Thinking of buying a house? Estimate your monthly loan payment including taxes and insurance.

Estimate your monthly home loan payment.

Refinance calculator

Find out if refinancing could lower your monthly payment.

Find out if you can lower your monthly payment.

Rent vs. buy calculator

Discover the costs and benefits of both to see which could be better for you.

Discover the costs and benefits of both to see which could be better for you.

Amortization calculator

See how much of each mortgage payment reduces your loan balance and how much goes to interest.

Learn what you’ll pay on your loan over time.

Home equity calculator

Learn how much cash you have in your home based on its value and what you still owe.

Estimate how much cash you have in your home.

Mortgage payoff calculator

Find refinancing options that could help you pay off your mortgage faster.

Find refinancing options that could help you pay off your mortgage faster.

Down payment calculator

Learn how much cash you need to buy the home you have in mind.

Learn how much cash you need to buy the home you have in mind.

Active-duty service members

Basic allowance for housing calculator

See how your housing allowance can help you afford a home off base.

See how your housing allowance can help you afford a home off base.

Debt consolidation calculator

Compare debt consolidation options and estimate your potential monthly savings.

Compare debt consolidation options and estimate your potential monthly savings.

Don’t wonder what’s best. Ask us!

We’ve been helping clients find their perfect home loan for almost 40 years.

Call us

(888) 452-8179