Mortgage basics
Learn about general mortgage topics and terms.
What is a mortgage? Loan basics for beginners
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Mortgage guide
Learn how mortgages work and what it will mean for your finances to have one
Mortgage terminology
Get clarity on the unique language of mortgage loans
Servicing
Answer your questions about escrow, extra payments, and more
Featured resources
9-minute read
Mortgage default: Everything you need to know
Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.
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4-minute read
What is a mortgage banker? Services, responsibilities and more
A mortgage banker is an individual or entity that originates, services, and sells mortgages. Read on to learn more about their responsibilities to borrowers.
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4-minute read
Understanding owner-occupied properties: What investors should know
Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy.
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4-minute read
What you should know about tri-merge credit reports
Tri-merge credit reports help mortgage lenders determine the size and type of your loan. Learn more about the role this report plays in your application.
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6-minute read
What is the MERS System for mortgages?
The MERS System is an online registry that tracks a mortgage loan’s servicing rights and ownership interests. Learn more about the MERS System and how it works.
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6-minute read
Mortgage amortization schedule: What it is and how to calculate yours
A mortgage amortization schedule shows a breakdown of your monthly mortgage payment over time. Figure out how to calculate your mortgage amortization.
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