Mortgage basics
Learn about general mortgage topics and terms.
What is a mortgage? Loan basics for beginners
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Featured resources
4-minute read
Mortgage self-service options: Get 24/7 support with no wait
Mortgage self-service options let you get help with your loan and complete common transactions at your convenience. Learn more about what these tools offer.
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6-minute read
What does collateral mean and how does it work?
Collateral is an asset used to secure a loan. If a borrower defaults, the lender can take the collateral to recover losses.
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10-minute read
What is a mortgage note and why is it important?
Learn what a mortgage note is, what terms it includes, and how it differs from a mortgage or deed. Find out where to locate yours and what if it gets sold.
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8-minute read
Mortgage underwriting: What it is and how the process works
Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.
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10-minute read
What is a short sale in real estate? A guide to the process
A short sale may be a solution when a homeowner is in a dire financial situation and needs to sell their home for less than they owe. Learn about this option.
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8-minute read
Mortgage interest deduction: A guide for the 2025 tax year
Learn how the 2025 mortgage interest deduction works, what qualifies, and whether itemizing or the standard deduction saves you more.
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