First-time home buyers

Buy
Buy a home Calculators Español Learn
Get started
Popular
Purchase loan options
VA & military purchase resources
First-time homebuyer resources
Rocket Mortgage & Redfin savings
Chat
Buyers: save thousands with Redfin & Rocket Mortgage. ¹
See how it works
All calculators
Popular
Home affordability calculator
Mortgage calculator
Rent vs. buy calculator
Amortization calculator
Down payment calculator
Compra o vende una casa
Popular
Cómo aumentar el valor de la vivienda: Una guía de 4 pasos
Casa inicial o casa definitiva: ¿Qué es lo mejor para ti?
¿Cómo reparar tu puntuación de crédito cuando quieres comprar una casa?
All articles
Popular
Home buying process
First-time home buyers
Moving tips
Preparing to buy
Homeownership
Refinance
Refinance a home Calculators Learn Español
Get started
Popular
Refinance loan options
VA & military refi resources
Debt consolidation
Chat
If rates drop, so can your payment! Always know when you can save.
Get rate alerts
All calculators
Popular
Refinance calculator
Mortgage payoff calculator
Amortization calculator
Home equity calculator
All articles
Popular
Types of refinancing
Equity and home value
Top refi questions to ask
Refinance mortgage requirements
Refinanciar una casa
Popular
Refinanciación de préstamos FHA: Requisitos y beneficios
11 preguntas qué debes hacer cuando quieres refinanciar tu hipoteca
¿Qué es un beneficio neto tangible?
Rates
Purchase rates Refinance rates Rate updates
All purchase rates
Popular
30-year mortgage rates
FHA loan rates
VA loan rates
Jumbo loan rates
If rates drop, so can your payment! Always know when you can save.
Get rate alerts
All refinance rates
Popular
30-year refinance rates
15-year refinance rates
FHA refinance rates
VA refinance rates
Jumbo refinance rates
If rates drop, so can your payment! Always know when you can save.
Get rate alerts
Rate updates
Popular
How the federal funds rate affects mortgage rates
How a fed rate drop affects home buyers and sellers
Should I lock in my mortgage rate today?
If rates drop, so can your payment! Always know when you can save.
Get rate alerts
Loan options
All home loans
All home loans
Popular
15-year fixed
30-year fixed
Adjustable-rate mortgage (ARM)
Bridge loan
Cash-out refinance
FHA loan
Home Equity Loan
HomeReady® and Home Possible®
Jumbo Smart
ONE+ by Rocket Mortgage®
Rate & term refinance
VA loan
Get cash from your home’s equity while keeping your mortgage rate
Learn about Home Equity Loans
Personal loans
Rocket Loans Personal loan benefits
Learn more
Discover how a personal loan can help you take control of your financial future.
Learn more
Understand how a personal loan can power your finances today.

(888) 452-8179
Sign in
Apply now

(888) 452-8179

Apply now

For a better Rocket Mortgage® experience, switch browsers to Microsoft Edge, Google Chrome or Mozilla Firefox.

Home
/
Learn
/
Home buying
/
First-time home buyers

420 of 3

Redfin

Get a real estate agent handpicked for you and search the latest home listings.

Rocket Mortgage

Buy a home, refinance, or manage your mortgage online with America's largest lender.*

Rocket Money

Save more, spend less, see everything, and take back control of your financial life.

Rocket Loans

Get a personal loan to consolidate debt, renovate your home and more.

Rocket Pro

Build and grow your wholesale lending business.

Rocket Close

Appraisal, title, and closing solutions that drive speed, confidence, and savings for Rocket clients.

Rocket Mortgage

Buy a home
Refinance
Rates
Calculators
Loan options
Make a payment
About us
Careers
FAQs
Social impact
Press Room

Legal info

Terms of use
Disclosures and licenses
Mortgage assistance
Privacy policy
Notice at collection

Support

Talk to us
Share your screen
Communication opt-out
Give us your feedback
Site accessibility

No. 1 in customer satisfaction

Most awarded brand for mortgage servicing

Rocket Mortgage has won more awards than any other brand in the J.D. Power U.S. Mortgage Servicer Satisfaction Studies between 2002 – 2025. Visit JDPower.com/Awards for more information.

*Based on 2024 HMDA-reported loan origination unit volume; excludes correspondent loans. Based on Rocket Mortgage site data in comparison to public data records.

Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906

NMLS #3030. Go here for the Rocket Mortgage NMLS consumer access page.

Rocket Mortgage, LLC, RockLoans Marketplace LLC (d/b/a Rocket Loans), Rocket Close, LLC, and Rocket Money, Inc. are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership and Redfin Corporation are wholly owned subsidiaries of Rocket Companies, Inc. (NYSE: RKT).