Holly Hooper

Recent Articles

Happy family gathered around laptop on couch enjoying their time.

7-minute read

HomeReady® mortgage: How to apply for this loan

HomeReady mortgages help low- to moderate-income families buy homes with low down payments. Learn the income limits, eligibility requirements, and how to apply.

A focused image of a man engrossed in working with paperwork, indicating involvement in real estate transactions, financial planning, or administrative tasks related to home buying or mortgage processes.

8-minute read

VA loan entitlement: Everything you need to know

VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.

Mother in kitchen cooking while father feeds child in high chair in dining room.

6-minute read

15-year vs. 30-year mortgage comparison

A 15-year mortgage is paid over 15 years, while a 30-year mortgage is paid over 30 years. Understand the pros and cons of both loan terms.

A diverse group of individuals gathered around a table, engrossed in conversation.

7-minute read

VA loan limits for 2026: What you need to know

Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.

A man sitting on a chair with his dog in front of a laptop, working comfortably from home.

10-minute read

What is a short sale in real estate? A guide to the process

A short sale may be a solution when a homeowner is in a dire financial situation and needs to sell their home for less than they owe. Learn about this option.

Arizona southwest style stucco white homes with Cacti and palm trees.

5-minute read

What’s the average mortgage payment in Arizona?

What’s the average mortgage payment in Arizona? Learn how to calculate your payment and find out how it compares to nearby states.

A couple engaged with a computer in their home, likely researching or managing aspects related to their property or residence.

4-minute read

FHA loan limits: How much can you borrow in 2026?

FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2026.

A beautiful red brick house representing good architectural design.

4-minute read

Mortgage loan limits are on the rise

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

Aerial view of waterfront home with dock on Lake Martin, Alabama.

6-minute read

What is a jumbo loan in Alabama? 2026 jumbo mortgage limits and requirements

The 2026 jumbo loan limit in Alabama is $832,750. Discover how they compare to conforming loans, and what home buyers should know about qualifying for larger mo...