Recent Articles

A man calculating debt, potentially involved in financial planning or debt management.

11-minute read

Using a home equity loan to pay off credit card debt

Explore using a home equity loan to pay off credit card debt, compare risks, costs and alternatives, and see steps to decide if it fits. Learn more.

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Senior woman sitting in a light blue wingback armchair while using a tablet.

6-minute read

Can an LLC buy a house?

Yes, an LLC can buy a house, but lenders have specific requirements. Plus, it can be risky. Here’s what you should know before applying for a mortgage....

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An image of a beautiful luxury home, showcasing upscale residential architecture and real estate.

10-minute read

What is a fixed-rate mortgage?

A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.

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Small bungalow single story home exterior.

5-minute read

Second mortgage vs. home equity loan: What's the difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

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Modern apartment building with abstract style facade and in earth tones.

5-minute read

How economic occupancy can maximize your rental income

Economic occupancy helps real estate investors see whether their properties’ earnings match the full income potential. Find out about this key metric here...

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Image showing a young businesswoman contemplating while sitting in front of an open laptop.

7-minute read

What credit score do mortgage lenders use?

Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.

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A house at dusk, depicting a home during twilight or evening.

6-minute read

40-year mortgage: An explanation and the pros and cons

A 40-year mortgage can lower monthly payments, but it costs more and isn’t widely available. Learn how a 40-year home loan works, pros and cons, and al...

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Sage green house with burnt orange door.

6-minute read

Fixed rate history: Mortgage rate history from 1971 to present

See the 30-year fixed mortgage rate history from 1971 to the present, including averages and trends by decade. Learn how rate cycles affect buying and refinanci...

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A beautiful home set in the desert landscape, showcasing a unique residential setting.

5-minute read

Can you break a fixed-rate mortgage?

A fixed-rate mortgage has many benefits, including a reliable payment for the entire term. If you want to end your contract prematurely, it may cost you.

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