Author | Rocket Mortgage

8 Tax Deductions For Homeowners: Your Breaks And Benefits

Home Buying - 5-minute read

Sarah Sharkey - April 13, 2023

If you own your own home, you might be able to save on your tax returns. Get the most value from your home with these nine tax deductions.

How Is Rental Income Taxed? A Guide For Real Estate Investors

8-minute read

Sarah Sharkey - April 06, 2023

As a real estate investor, you’ll pay income taxes on rental income. Learn about how rental income is taxed and what rental property tax deductions you can claim.

What Is A YOURgage® And How Does It Work?

Home Buying - 4-minute read

Sarah Sharkey - April 04, 2023

A YOURgage® loan is a custom mortgage that can allow home buyers greater flexibility with their mortgages. Read more about YOURgages and their requirements.

What Is Mortgage Curtailment?

Mortgage Basics - 4-minute read

Sarah Sharkey - March 29, 2023

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

What To Know About A Subordinate Mortgage

Mortgage Basics - 3-minute read

Sarah Sharkey - March 14, 2023

A subordinate mortgage can be a complex topic with implications for borrowers. Uncover some important realities you need to know about mortgage subordination.

Desktop Appraisals: What You Need To Know In The Time Of COVID-19

Home Buying - 4-minute read

Sarah Sharkey - February 27, 2023

Questions about desktop appraisals? Learn why desktop appraisals are becoming more common and whether one is right for you.

Escrow Refund: What Is It and When Does It Occur?

Mortgage Basics - 4-minute read

Sarah Sharkey - February 27, 2023

Not sure what an escrow refund is or even when they occur? Read our article on all things escrow refund related and what to expect when dealing with one.

Executor Of Estate: A Beginner’s Guide

Home Buying - 7-minute read

Sarah Sharkey - February 27, 2023

An executor of an estate carries out a deceased individual’s wishes as specified in their will. Use this guide to learn their duties and how to choose one.

Netting Escrows: What Does It Mean, And Should You Net Escrow?

3-minute read

Sarah Sharkey - February 24, 2023

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi, and what the benefits and drawbacks are.

What Is A Step Up In Basis And How Can I Get One?

Mortgage Basics - 6-minute read

Sarah Sharkey - February 22, 2023

If you’re deciding between gifting your home vs bequeathing it, you should carefully consider the tax implications. Learn how a step-up in basis benefits heirs.

Mortgage Reinstatement: What It Is And How It Works

Mortgage Basics - 3-minute read

Sarah Sharkey - February 18, 2023

Mortgage reinstatement can be a vital lifeline for borrowers who have missed payments and want to avoid foreclosure. Learn more about how it works here.

The 21 Cheapest Places To Live In The U.S.

Home Buying - 8-minute read

Sarah Sharkey - February 16, 2023

Looking to move somewhere that’s a bit more affordable? Read our article to learn about the 21 cheapest places to live in the U.S. for renters and buyers.

Buying A House As A Single Woman: A How-To Guide

6-minute read

Sarah Sharkey - February 16, 2023

Are you interested in becoming a homeowner but have a single income? Read our guide to learn more about what to expect when buying a house as a single woman.

Primary Mortgage Market: Defined And Explained

Mortgage Basics - 4-minute read

Sarah Sharkey - February 14, 2023

Not sure what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how to navigate it successfully.

VA Non-Allowable Fees: What Buyers Don’t Have To Pay

Loan Types - 3-minute read

Sarah Sharkey - February 13, 2023

Non-allowable fees for a VA loan are costs that a buyer isn't responsible for paying. Learn what fees in a VA loan are non-allowable and why that is.

Vendee Loan: A Definition

Loan Types - 4-minute read

Sarah Sharkey - February 13, 2023

A vendee loan allows you to buy a VA real estate home and put little to no money down on the property. Learn about how the loan works and when to use it.

Understanding Owner-Occupied Properties: What Investors Should Know

Home Buying - 5-minute read

Sarah Sharkey - January 12, 2023

Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy.

FHA Non-Occupant Co-Borrowers: Guidelines And How They Can Help

3-minute read

Sarah Sharkey - January 12, 2023

FHA non-occupant co-borrowers are one way close friends and family can help a borrower qualify for an FHA loan. Understand the guidelines for co-borrowers now.