Recent Articles

11-minute read
Using a home equity loan to pay off credit card debt
Explore using a home equity loan to pay off credit card debt, compare risks, costs and alternatives, and see steps to decide if it fits. Learn more.
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6-minute read
Can an LLC buy a house?
Yes, an LLC can buy a house, but lenders have specific requirements. Plus, it can be risky. Here’s what you should know before applying for a mortgage....
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10-minute read
What is a fixed-rate mortgage?
A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.
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5-minute read
Second mortgage vs. home equity loan: What's the difference?
Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.
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5-minute read
How economic occupancy can maximize your rental income
Economic occupancy helps real estate investors see whether their properties’ earnings match the full income potential. Find out about this key metric here...
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7-minute read
What credit score do mortgage lenders use?
Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.
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6-minute read
40-year mortgage: An explanation and the pros and cons
A 40-year mortgage can lower monthly payments, but it costs more and isn’t widely available. Learn how a 40-year home loan works, pros and cons, and al...
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6-minute read
Fixed rate history: Mortgage rate history from 1971 to present
See the 30-year fixed mortgage rate history from 1971 to the present, including averages and trends by decade. Learn how rate cycles affect buying and refinanci...
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5-minute read
Can you break a fixed-rate mortgage?
A fixed-rate mortgage has many benefits, including a reliable payment for the entire term. If you want to end your contract prematurely, it may cost you.
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