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Sidney Richardson

Sidney Richardson is a professional writer for Rocket Companies in Detroit, Michigan who specializes in real estate, homeownership and personal finance content. She holds a bachelor's degree in journalism with a minor in advertising from Oakland University.

9-minute read

Home equity loan vs. personal loan: What's the best option?

A personal loan is an unsecured loan, while a home equity loan is backed by your home equity. See the main differences between these two loan types to choose the right one for you.

A white house nestled among trees in a suburban area.

6-minute read

Buying a condo vs. a house: A guide on how to decide

Are you trying to decide between buying a condo versus a house? Let’s explore what each type of real estate property offers you and your future lifestyle.

A man and a women looking at the laptop and smiling.

6-minute read

Should I pay off my mortgage or invest?

Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.

A small, unique bedroom, showcasing interior design for small-space living.

4-minute read

What qualifies as a bedroom? Know before you buy or sell

Not just any room in a home counts as a bedroom. Before you buy or sell, check out this guide to learn what qualifies as a bedroom in a house.

A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

8-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage is a home loan that multiple borrowers are responsible for paying. Learn more about joint mortgages, including their pros and their cons.

White condos with small porches, depicting a residential complex or condominiums.

6-minute read

HOA special assessment: What it is and how to handle it

Moving to a neighborhood with an HOA? You should be prepared to pay some extra, unexpected feed. Here's what you need to know about special assessments.