For Home Buyers And Homeowners

30-Year Fixed

Get lower monthly payments and a fixed interest rate when you buy or refinance with Rocket Mortgage®.
See If It's Right For Me
A barefoot toddler and his dad stand in front of a piano while the father plays and the family dog chews on a toy behind them.A barefoot toddler and his dad stand in front of a piano while the father plays and the family dog chews on a toy behind them.

A home loan you can count on.

Fixed Interest Rate

Your interest rate stays the same for the life of the loan.

3% Down Payment

You can get into a new home with a down payment as low as 3%.

Lower Monthly Payments

A longer loan period means you pay less each month.

No Prepayment Penalties

Want to pay off your mortgage early? You won’t get hit with prepayment penalties.
A blond toddler puts a small snack in his dad's mouth while the dad leans over a dining table.

Guidelines For This Loan

If your details are close to these guidelines, we encourage you to apply or talk to us. Even if you don’t qualify for a 30-year fixed-rate mortgage, we could have other options for you.

The Home

You can buy a home or refinance an existing mortgage.
About Refinancing