Today only

Seize this moment.
You could save thousands.†

Discover how much you could save on a refinance with today’s special discounted pricing.
Discover today's savings
A mother smiling at her baby while the father holds her in his arms with the sunlight shining on them.A mother smiling at her baby while the father holds her in his arms with the sunlight shining on them.

It's your mortgage. Use it.

Take cash out

Paying down your mortgage builds equity you can use to take cash out – great for renovating your home or paying down high-interest debt.

Lower your payment

Getting a new mortgage with a lower monthly payment can help with goals like saving more for college or retirement.

Shorten your loan term

Become mortgage-free faster and reduce the interest you’d pay. We offer custom terms starting at 8 years.

35 years of mortgage expertise in your pocket

Rocket Mortgage® was designed to put our knowledge and superior process to work for you.

Apply online

It only takes minutes to start bringing your goals into focus.

Know your next steps

Together we’ll figure out what makes the most sense for you.

Get your loan

Your dedicated team of experts will help you reach the finish line.

Check off that goal

And when it’s time for the next one, we’ll be here.
Start my refinance
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Our numbers speak for themselves

4.9/5

Star rating by our clients on the App Store®1

95%

Of Rocket Mortgage clients would recommend us2

24 hr

Access to your loan online and on the Rocket Mortgage app

A woman with glasses wearing a denim shirt sits at her kitchen table looking at her laptop.

6-minute read

15-year vs. 30-year mortgages

Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.
Front porch view of a row of brownstones.

7-minute read

Should I refinance my mortgage and when?

Wondering if you should refinance your mortgage? Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you.
White modern kitchen with a dining table and the windows open.

10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it’s right for you.
A woman with glasses wearing a denim shirt sits at her kitchen table looking at her laptop.

6-minute read

15-year vs. 30-year mortgages

Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.
Front porch view of a row of brownstones.

7-minute read

Should I refinance my mortgage and when?

Wondering if you should refinance your mortgage? Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you.
White modern kitchen with a dining table and the windows open.

10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it’s right for you.
A woman with glasses wearing a denim shirt sits at her kitchen table looking at her laptop.

6-minute read

15-year vs. 30-year mortgages

Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.
Front porch view of a row of brownstones.

7-minute read

Should I refinance my mortgage and when?

Wondering if you should refinance your mortgage? Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you.
White modern kitchen with a dining table and the windows open.

10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it’s right for you.

Expert advice at your fingertips

Our Home Loan Experts are available 7 days a week to answer all your mortgage questions. 

Call us

(800) 689-9155

Your refinance application starts here

Start my refinance

Refinancing may cause finance charges to be higher over the life of the loan.

†Clients who lock their rate by 11:59 pm ET on April 22, 2025, will receive a one and a half-point discount on the rate’s pricing. A point is equal to 1% of the loan amount. Offer valid on 30-year conventional, 30-year conventional high balance, VA 30-year, VA 30-year high balance, 30-year FHA non-streamline products, FHA 30-year high balance, 27-year YOURgage high balance and a 27-year YOURgage. Minimum loan amount of $300,000 on purchase loans. Offer not valid for loans originated through Rocket Pro, Team Member Loans, Market Movers, Large Loan Amount Promotion or by an ELO. Offer may not be applied to loans that have previously closed. Additional restrictions/conditions may apply. Rocket Mortgage reserves the right to cancel/modify this offer at any time. This is not a commitment to lend.

1As of November 2024.

2Based on a Rocket Mortgage customer research surveys of clients whose loans closed in 2024.