Government Home Loans And More: A Guide For First-Time Borrowers

Loan Types - 9-minute read

Hanna Kielar - March 29, 2024

Looking for a mortgage with a low interest rate and credit requirement? Government home loans may be a viable option. See your government loan options here.

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Ginnie Mae (GNMA) Loans: How The Government National Mortgage Association Works

Loan Types - 6-minute read

Kevin Graham - March 29, 2024

Government agency Ginnie Mae guarantees security on mortgages. Learn how it works, how it benefits the housing market and makes homeownership more affordable.

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FHA Vs. Conventional Loan: Definition And Differences

Loan Types - 10-minute read

Hanna Kielar - March 28, 2024

Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.

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FHA Non-Occupant Co-Borrowers: Guidelines And How They Can Help

Loan Types - 4-minute read

Sarah Sharkey - March 28, 2024

FHA non-occupant co-borrowers are one way close friends and family can help a borrower qualify for an FHA loan. Understand the guidelines for co-borrowers now.

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FHA Loan Limits: How Much Can You Borrow In 2024?

Loan Types - 2-minute read

Ashley Kilroy - March 28, 2024

FHA loan limits are in place to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2024.

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What Is An FHA Jumbo Loan, And Should You Get One?

Loan Types - 3-minute read

Victoria Araj - March 28, 2024

An FHA jumbo loan can allow you to borrow a higher loan amount and make a lower down payment. Check out our guide to FHA jumbo loan limits and requirements.

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FHA Gift Funds: Definition And Guidelines

Loan Types - 4-Minute Read

Ashley Kilroy - March 28, 2024

FHA gift funds are a way borrowers can get some outside help with a down payment. Learn more about FHA gift funds and the guidelines around using them now.

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FHA Down Payment Assistance: Everything You Need To Know

Loan Types - 5-minute read

Kevin Graham - March 28, 2024

Home buyers with an FHA loan can use down payment assistance, but there are restrictions and requirements. Learn more about FHA down payment assistance here.

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FHA-Approved Condos: The Approval Process And Where To Find Them

Loan Types - 6-minute read

Carla Ayers - March 28, 2024

An FHA-approved condo is a condo that can be purchased with an FHA loan. Learn about eligibility, the approval process and where to find FHA-approved condos.

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Are Home Equity Loans Tax Deductible?

Loan Types - 5-minute read

Sam Hawrylack - March 26, 2024

Depending on how you use the loan, home equity loan interest can be tax deductible. Learn more about the requirements for tax-deductible mortgage interest.

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What Can You Use A Home Equity Loan For?

Loan Types - 6-minute read

Sam Hawrylack - March 25, 2024

If you’re in need of a lump sum, a home equity loan could be a good option. Discover what you can use a home equity loan for and how lender repayment works.

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Home Equity Loan Vs. Personal Loan: What’s The Best Option?

Loan Types - 9-minute read

Sidney Richardson - March 25, 2024

What’s a home equity loan versus a personal loan? They both fund home improvements and more. See the difference between a home equity loan and a personal loan.

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A Complete Guide To The Fannie Mae HomeStyle Loans for Renovations

Loan Types - 7-minute read

Lauren Bowling - March 24, 2024

Looking at bundling home renovation costs into your mortgage? The Fannie Mae HomeStyle loan program makes it easy. Learn how it works and what to expect.

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FHA Loans: Requirements, Loan Limits And Rates

Loan Types - 12-minute read

Victoria Araj - March 19, 2024

An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify.

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VA Mortgage Rates: Compare Today’s Rates

Loan Types - 5-minute read

Erin Gobler - March 12, 2024

A VA home loan can help you buy a house with a low mortgage rate. Keep reading to learn more about the current VA mortgage rates and how they are determined.

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A Guide To VA Construction Loans

Loan Types - 5-minute read

Carla Ayers - March 12, 2024

VA construction loans can help active-duty service members and veterans finance and build their dream home. Explore VA home building loans and how they work.

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What Is A 15-Year Fixed-Rate Mortgage?

Loan Types - 8-minute read

Victoria Araj - March 12, 2024

Are you considering a 15-year fixed mortgage? Learn about how 15-year fixed-rate mortgages work and whether this type of loan is right for your situation.

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Energy-Efficient Mortgages, Explained

Loan Types - 6-minute read

Scott Steinberg - March 12, 2024

Energy-efficient homes help save money (and the environment), but these upgrades can be costly upfront. Learn how an energy-efficient mortgage can help.

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