Clients got an average of to pay down high-interest debt.¹to make home improvements.¹to cover a major expense.¹to invest in something bigger.¹to create financial flexibility.¹
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¹Average client cashout amount was calculated using internal data from the past twelve months.
For example purposes only, the payment on a $265,000 30-year fixed-rate loan at 6.50% is $1,674.98. The annual percentage rate (APR) is 6.787% and the loan-to-value ratio (LTV) is 60% for the cost of 1.75 points ($4,638) due at closing. One point is equal to one percent of the loan amount. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rates shown valid on publication date of August 6, 2026. Some state and county maximum loan amount restrictions may apply.
The Rocket Mortgage exclusive rate is a special offer that applies only to 30-year fixed conventional rate-and-term or cash-out refinance loans on a primary residence single-family home, completed entirely through this self-service online digital experience. Applicants redirected to complete their application manually with a licensed mortgage professional are ineligible. This offer cannot be combined with other promotions, discounts, or incentives. Rocket Mortgage may cancel or modify this offer at any time. Additional restrictions apply. This is not a commitment to lend.
©2000-2026 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC.
Rocket Mortgage, LLC, RockLoans Marketplace LLC (d/b/a Rocket Loans), Rocket Close, LLC, and Rocket Money, Inc. are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership and Redfin Corporation are wholly owned subsidiaries of Rocket Companies, Inc. (NYSE: RKT).
Check our rates
Rocket Mortgage exclusive rate¹
Rate
6.50%
APR
6.787%
Rate assumes payment of 1.75 points
Who is eligible?
| Not eligible | Eligible | |
|---|---|---|
| Loan Purpose | Home Equity Loan (HEL) | Cash-out refinance |
| Loan Type | Jumbo, FHA, any besides conventional | Conventional only |
| Loan Term | Other term lengths | 30-year fixed |
| Employment Type | Self-Employed | W-2 / traditionally employed |
How is this possible?
No extra costs built in
We streamlined the parts of the process that add cost without adding value.
Fast close, lower rate
Uncertainty costs money. Helping you move quickly keeps your rate down.
Backed by America's largest mortgage lender
You get a simpler experience and competitive pricing backed by our scale and expertise.
“Rocket Mortgage was very helpful, this new mortgage freed up equity in my home to pay off my high interest credit card debt and recent car loan plus gave me extra cash for other expenses to fix things around the house.”
Your available cash¹
Your available cash¹: $--.
Your home equity could go towards
paying off debt¹
Your home equity could go towards
home renovation
Your home equity could go towards
student loans
Still not sold?
Name your rate and we'll reach out when the market shifts in your favor.
By providing your contact info and selecting "Notify me" below, you agree to receive up to 25 automated Rate Alert messages per month, depending on the frequency you selected above. You agree to our Privacy Policy and Terms of Use, which includes your agreement to arbitration. Agreement to receive Rate Alert texts is not a condition of purchasing goods or services and does not subscribe you to other marketing communication from Rocket Mortgage. Message and data rates may apply. Text STOP to stop.
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You'll receive your first rate alert text at 12:00 PM ET on the same business day that rates fall at or below your preferred threshold.
