A Home Loan Expert at Rocket Mortgage, like this friendly woman with dark hair, can chat with you online or over the phone.

Buying a home? Start your year with savings.

We'll cover 1% of your rate for the first year* AND cut your closing costs with Rocket Rewards.

There are still good reasons to refinance. See what goals we can help you meet.

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Lock Today’s Rate For 90 Days With RateShield®

RateShield® gives you the best possible rate even if the market changes.
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Experience you can trust when refinancing to consolidate debt

We have debt consolidation solutions for you. With our industry-leading tools and expert guidance, we can help you work toward financial wellness.

Our process puts you in control. 

 Convenient online access makes it easy to achieve your financial and homeownership goals.  
  1. 1.

    Apply Online

    Our streamlined application syncs with your bank to get you accurate numbers, fast.
  2. 2.

    Get Approved

    See how much you’re approved for, then shop for homes or move forward with your refinance.
  3. 3.

    Close Your Loan

    Use your to-do list to verify the details and get to closing fast.
  4. 4.

    Manage Your Mortgage

    Make payments online and put your mortgage to work for you.
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Rocket Homes Logo

Find your new home.

Search up-to-date home listings and get connected with a top-rated real estate agent.3 Our sister company Rocket Homes® makes it easy.

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Your mortgage approval starts here.

Answer some questions to see what you could be approved for. Get started now - no commitment needed.

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From Experiencing Homelessness To Being Home

Right now, over half a million of Americans are experiencing homelessness. But with help from Rocket Mortgage and Built for Zero, communities nationwide are working together to solve it.
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Connect with a mortgage broker in your community.

A mortgage broker can be your trusted guide close to home. They can really get to know you and tailor loan options to meet your needs.

One day everything is going to change.

4.9/5

star rating by our clients on the App Store®4

7million

loans closed

36

years of mortgage experience

Our clients are some of the happiest in the industry.⁵ Here’s what they’re saying.

Expert advice is at your fingertips.

Our Home Loan Experts are available to answer all your mortgage questions.
Home Loan Expert

Meet Brandon

HOME LOAN EXPERT

"My mission is to help first-time home buyers get into a home they love and can afford."

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Get mortgage guidance close to home.

A mortgage broker in your community knows what loan types are most popular and can customize options for your unique needs.
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Get started now on your financial goals.

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.

*If client locks their initial rate on a purchase loan between 9/15/22 and 2/28/23 client’s loan is eligible for the promotional Inflation Buster offer. The promotional offer will effectively reduce the rate by 1% for the first year of the mortgage; a custodial escrow account will be funded by the lender-paid credit, up to a maximum amount of $9,708, and funds will be dispersed from the escrow account to the investor to account for the difference in interest during buydown period. Offer valid only on primary residences and second homes through Fannie Mae and Freddie Mac. Offer not valid on non-agency Jumbo Loans, Interest Only loans, 2nd lien products, bank statement loans, and manufactured homes. Offer only valid on 15, 20 and 30 year fixed-rate conventional conforming and government purchase loans in retail channels. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans and may not be used with any other discounts or promotions. This offer is subject to changes or cancellation at any time at the sole discretion of Rocket Mortgage. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines.

If client locks their initial rate on a purchase loan between 7/19/22 and 2/28/23 and that loan closes, client is eligible for Rate Drop Advantage. Refinance offer must be claimed by locking initial rate between 120 days and 36 months from purchase closing date. Refinance loan must be on the same subject property as the original purchase loan. Rocket Mortgage will cover the following fees as a lender paid credit: first appraisal fees, credit report, tax certification, mortgage recording fee, flood certification and life of loan, notary fees in Pennsylvania and New York, and if a conventional loan, processing and underwriting fees. Rate Drop Advantage is only valid on conventional conforming and government loans in our retail channels. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. Offer may not be used with any other discounts, promotions or interest-only/buy-down and second lien products. This offer is subject to changes or cancellation at any time at the sole discretion of Rocket Mortgage. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines.

All offers may not be redeemed for cash or credit and is nontransferable. Offers cannot be retroactively applied to any previously closed loans or loans already in process. These two offers may be combined but offers may not be used with any other discounts or promotions. Offers are subject to changes or cancellation at any time at the sole discretion of Rocket Mortgage. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Offer valid on conventional conforming and government loans in our retail channels.

Refinancing may cause finance charges to be higher over the life of the loan.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. Conditions may apply.

RateShield Approval is a Verified Approval with an interest rate lock for up to 90 days. If rates increase, your rate will stay the same for 90 days. If rates decrease, you will be able to lower your rate one time within 90 days. Please contact your Home Loan Expert for additional information. This offer is only valid on 30-year FHA, VA, and Conventional purchase loan products. Additional conditions and exclusions may apply. Participation in the Verified Approval program is based on an underwriter’s comprehensive analysis of your credit, income, employment status, assets and debt. If new information materially changes the underwriting decision resulting in a denial of your credit request, if the loan fails to close for a reason outside of Rocket Mortgage’s control, including, but not limited to satisfactory insurance, appraisal and title report/search, or if you no longer want to proceed with the loan, your participation in the program will be discontinued. If your eligibility in the program does not change and your mortgage loan does not close due to a Rocket Mortgage error, you will receive the $1,000. This offer does not apply to new purchase loans submitted to Rocket Mortgage through a mortgage broker. This offer is not valid for self-employed clients. Rocket Mortgage reserves the right to cancel this offer at any time. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Rocket Mortgage. Additional conditions or exclusions may apply.

3Based on Rocket Homes® closed client surveys received from 2011-2020.

4As of February 2022.

5Based on a Rocket Mortgage market research questionnaire of clients whose loans closed in 2020.