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What It Costs To Remodel A House In 2021 Based On Where You Live

Dan Rafter10-minute read

April 13, 2021

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Thinking of replacing those old kitchen cabinets? Maybe you're planning to add a third bathroom or replace your home's carpeting with hardwood flooring. You might be dreaming of a finished basement with a bar and home theater.

If you're mulling over a home remodeling project, you're not alone. The Home Improvement Research Institute in September reported that consumers in 2020 are expected to spend 11% more on home renovation projects than they did last year.

Part of the reason is that people are staying home more this year because of COVID-19. They're also spending less on eating out, entertainment and travel. Why not sink those extra dollars into making their homes more enticing?

But what is the cost to remodel a house in 2020? Not surprisingly, that depends on where you live, the size and age of your home and what projects you are taking on.

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Factors That Impact Remodeling Costs

There are plenty of variables that impact home remodeling costs.

Square Footage

It makes sense that the larger your home renovation project – the more square footage involved in it – the more expensive it will be. HomeAdvisor says that renovating an entire home will cost on average from $10 – $60 a square foot. You can see, then, that that the more square feet involved in your renovation project, the more you’re likely to pay.

Age Of The House

You'll usually spend more to renovate an older home. That's because older homes are more likely to have outdated plumbing and electrical systems that you'll have to bring up to code in a major remodeling project. If you own a historic home, you might be limited in what changes you can make, and you might need to spend more to retain the home’s historic character, all while following the requirements of your community’s government boards and permitting agencies.

Location Of The House

Where you live makes a difference, too, when it comes to remodeling costs. Labor and materials cost more in certain parts of the country. If you want to add a new countertop to your kitchen, replace its flooring and install new cabinetry, your budget might increase if you live in a more expensive part of the country where materials and labor are costlier.

Your Own Preferences

You have a say in how much your remodeling project costs, too. If you choose the highest-end appliances, your kitchen remodel will cost more. You can lower the cost of siding your home if you choose vinyl siding instead of wood siding.

Hidden Problems

Contractors never know what they’ll find when they start tearing open the walls in your home. They might uncover an outdated electrical system or leaking pipes. Contractors might also discover something more serious such as mold or a sagging foundation. The more hidden problems contractors uncover, the more costly your remodeling project will be.

2020 National Averages: How Much Does It Cost To Renovate A House?

How much, then, can you expect to pay to renovate your home? Here’s a look at some of the average costs of the most common renovation projects. Remember, though, your cost might vary depending on your home’s size, age and location.

Kitchen

It's not surprising that homeowners often turn to kitchen remodels. The kitchen is one of the busiest rooms in the home. And when buyers look at homes that are for sale, a modern kitchen is what often encourages them to make an offer.

But how much you spend on a kitchen remodel will vary depending on the intensity of the work. Home Depot estimates that a minor kitchen remodel will cost an average of $24,000. This type of remodel typically includes the refacing of cabinets, new appliances, new countertops, new flooring and freshly painted walls.

A major kitchen remodel, though, costs homeowners an average of $69,000, according to Home Depot. This more intense type of remodel usually includes the addition of semi-custom cabinetry and a kitchen island; new countertops with deeper, more spacious sinks; custom lighting; higher-end appliances; new flooring and freshly painted walls.

And if you want to go all out? Home Depot said that an upscale remodel – which features higher-end countertops, top-of-the-line appliances and built-in water filtration systems – can cost an average of $136,000.

Bathroom

Another room that homeowners like to renovate? The bathroom. Again, this isn't a surprise. An airy and modern bathroom is considered a luxury by many homeowners. And buyers, just as with kitchens, often focus on bathrooms when deciding whether to make an offer on a house.

HomeAdvisor estimates that the average cost of a bathroom remodel is $10,691, with most owners spending from $6,084 – $15,308.

You don't have to spend that much, though. HomeAdvisor says that owners can spend just $3,500 – $7,000 by updating the most essential elements of a smaller or medium-sized bathroom. If you're renovating a larger or master bathroom, though, HomeAdvisor says you could spend $25,000 or more.

The different elements of a bathroom remodel come with different prices. Adding new toilets and sinks, for instance, will cost from $200 – $1,800, according to HomeAdvisor's figures, while adding a shower will cost from $300 – $3,000. HomeAdvisor says that a new bathroom vanity will run from $300 – $3,800, while new flooring can cost from $200 – $1,350.

Basement

Tired of your musty, damp basement? You might consider a basement remodel, turning space that you might only use for laundry and storage into a game room, bar area or entertainment zone.

How much you spend on a basement remodel, though, will vary depending on how much you want to change. HGTV says that homeowners making basic changes, such as adding drywall, installing carpet, upgrading lighting and adding flooring can spend from $1,000 – $6,000.

But if you are planning a full remodel? That will cost more. HGTV estimates that a full basement remodel will cost homeowners $30,000 – $65,000. This cost depends on whether owners are adding bedrooms, bathrooms, insulation, electrical wiring, plumbing, flooring and new lighting.

Hardwood Flooring

New hardwood flooring can instantly spruce up your home. And the good news? It doesn't have to be overly expensive.

Angie's List says that homeowners spend an average of $2,900 to install hardwood floors. This price will vary depending on the flooring you choose. Angie's List says that soft woods such as pine run from $1 – $6 a square foot. Mid-grade woods such as oak cost from $5 – $10 a square foot, while more exotic woods such as mahogany cost $8 – $15 a square foot.

Exterior Siding

Homeowners can dramatically increase the curb appeal of their home by replacing worn and dirty siding with new siding. HomeAdvisor says that this project will cost homeowners an average of $5,000 – $14,050, depending on the materials they choose.

Aluminum will cost from $2 – $5 a square foot, according to HomeAdvisor, while brick siding will cost from $9 – $28 a square foot. Vinyl or engineered wood will cost from $3 – $12 a square foot.

New Roof

A new roof is rarely a fun remodel. Most homeowners only upgrade their roof when they need to, after their current roof has been damaged or begins to leak. But a new roof is considered a top selling point for buyers. After all, if your home’s roof is new, they won’t have to worry about replacing or repairing it anytime soon.

Unfortunately, the cost of installing a new roof is far from cheap. REALTOR.com estimates that the cost of a new roof averages $20,000.

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2020 Regional Average Remodeling Costs

How much you spend on your home renovation project will partly depend on where you live. That’s because labor and material costs vary depending on whether your home is in the Midwest, South, East Coast or West Coast.

Each year, Remodeling Magazine publishes its cost vs. value report, which looks at the average costs and return on investment of 22 remodeling projects. The report also breaks out the average costs of these remodeling projects according to the region of the country. This gives homeowners a good estimate of how much it will cost them to remodel a kitchen, add exterior siding or install hardwood floors depending on where they live.

East North Central Region

The areas in Remodeling Magazine's East North Central region include the communities in and around Ann Arbor, Michigan; Chicago; Cincinnati, Cleveland and Columbus, Ohio; Detroit; Fort Wayne, Indiana; Grand Rapids, Michigan; Indianapolis; Lansing, Michigan; Madison, Wisconsin; Milwaukee; and Youngstown; Ohio.

  • Kitchen: The magazine says that it costs an average of $24,080 for homeowners to tackle a minor kitchen remodel in this region. A major kitchen remodel will cost an average of $69,794.
  • Bathroom: A midrange bathroom remodel costs an average of $21,997 in the East North Central region, while an upscale bathroom remodel costs an average of $68,543.
  • Roof replacement: Replacing a roof with asphalt shingles costs an average of $24,669 here. A roof replacement with metal shingles costs an average of $41,126.
  • Main suite: The addition of a main suite will cost homeowners an average of $139,201 for a midrange addition and $287,584 for an upscale addition. 

East South Central Region

Remodeling Magazine's East South Central region includes the areas around Jackson, Mississippi; Knoxville, Tennessee; Louisville, Kentucky; and Nashville.

  • Kitchen: A minor kitchen remodel here costs an average of $21,800. A major kitchen remodel runs an average of $64,109.
  • Bathroom: A midrange bathroom remodel costs an average of $21,377 in this region, while an upscale bathroom remodel will run an average of $61,175.
  • Roof replacement: Installing a new roof with asphalt singles runs an average of $22,383 in this region, while a new roof with metal shingles will cost an average of $35,857.
  • Main suite: Adding a midrange main suite will cost an average of $123,448, while an upscale main suite addition will run an average of $253,178.

Middle Atlantic Region

The Middle Atlantic region includes the areas around Albany, New York; Allentown, Pennsylvania; Buffalo; Harrisburg, Pennsylvania; New York City; Philadelphia; Pittsburgh; Rochester, New York; Syracuse, New York; and Trenton, New Jersey.

  • Kitchen: Expect to pay an average of $24,049 for a midrange minor kitchen remodel and $69,910 for a midrange major kitchen remodel. You'll spend an average of $137,700 for an upscale major kitchen remodel.
  • Bathroom: A midrange bathroom remodel costs an average of $22,158 in this region. Remodeling Magazine says that an upscale bathroom remodel would run an average of $69,188.
  • Roof replacement: A roof replacement will cost an average of $26,988 when using asphalt shingles or $42,129 for metal shingles.
  • Main suite: A midrange main suite addition will run an average of $141,809, while an upscale version will cost an average or $292,263.

Mountain Region

The Mountain region includes the areas around Albuquerque, New Mexico; Boise, Idaho; Boulder, Colorado Springs, Denver and Fort Collins, Colorado; Las Vegas and Reno, Nevada; Phoenix and Tucson, Arizona; and Provo and Salt Lake City, Utah.

  • Kitchen: Here, a minor midrange kitchen remodel will cost an average of $22,472 and a major kitchen remodel in the same category will cost an average of $66,049.
  • Bathroom: An upscale bathroom remodel will cost an average of $64,570, while a midrange remodel will run an average of $20,390.
  • Roof replacement: A roof replacement with asphalt shingles will cost an average of $23,380. A roof replacement with metal shingles will cost homeowners an average of $37,826.
  • Main suite: The addition of a main suite in the midrange category will cost an average of $130,278. An upscale main suite addition will cost an average of $269,574.

New England Region

Remodeling Magazine's New England region includes the areas around Boston, Springfield and Worcester, Massachusetts; Bridgeport and New Haven, Connecticut; Manchester, New Hampshire; Portland, Maine; and Providence, Rhode Island.

  • Kitchen: A minor midrange kitchen remodel will cost an average of $24,094, while a midrange major kitchen remodel will cost an average of $71,071.
  • Bathroom: An upscale bathroom remodel will cost an average of $68,477, while a midrange bathroom remodel will run an average of $22,397.
  • Roof replacement: A roof replacement with asphalt shingles will cost an average of $27,897. A roof replacement with metal shingles will cost homeowners an average of $43,524.
  • Main suite addition: The addition of a main suite in the midrange category will cost an average of $144,943. An upscale main suite addition will cost an average of $296,494.

South Atlantic Region

Remodeling's South Atlantic region includes the areas around, Atlanta and Savannah, Georgia; Baltimore, Maryland; Charleston and Greenville, South Carolina; Charlotte, Durham, Greensboro, Raleigh and Winston-Salem, North Carolina; Fort Myers, Miami, Ocala, Orlando, Pensacola, Port St. Lucie, Sarasota and Tampa, Florida; Richmond, Roanoke and Virginia Beach, Florida; and Washington, D.C.

  • Kitchen: A minor midrange kitchen remodel will cost an average of $22,125, while a midrange major kitchen remodel will cost an average of $65,166.
  • Bathroom: An upscale bathroom remodel will cost an average of $62,810, while a midrange bathroom remodel will run an average of $19,680.
  • Roof replacement: A roof replacement with asphalt shingles will cost an average of $22,450. A roof replacement with metal shingles will cost homeowners an average of $36,950.
  • Main suite addition: The addition of a main suite in the midrange category will cost an average of $125,508. An upscale main suite addition will cost an average of $260,462.

West North Central Region

The West North Central region includes the areas around Des Moines, Iowa; Kansas City and St. Louis, Missouri; Minneapolis, Minnesota; Omaha, Nebraska; and Wichita, Kansas.

  • Kitchen: A minor midrange kitchen remodel will cost an average of $23,016, while a midrange major kitchen remodel will cost an average of $66,159.
  • Bathroom: An upscale bathroom remodel will cost an average of $64,698, while a midrange bathroom remodel will run an average of $20,451.
  • Roof replacement: A roof replacement with asphalt shingles will cost an average of $23,784. A roof replacement with metal shingles will cost homeowners an average of $38,223.
  • Main suite addition: The addition of a main suite in the midrange category will cost an average of $129,202. An upscale main suite addition will cost an average of $269,318.

West South Central Region

The West South Central region includes the areas around Austin, Dallas, El Paso, Houston and San Antonio, Texas; Lafayette and New Orleans, Louisiana; and Oklahoma City, Oklahoma.

  • Kitchen: A minor midrange kitchen remodel will cost an average of $21,707, while a midrange major kitchen remodel will cost an average of $64,207.
  • Bathroom: An upscale bathroom remodel will cost an average of $61,943, while a midrange bathroom remodel will run an average of $19,198.
  • Roof replacement: A roof replacement with asphalt shingles will cost an average of $22,222. A roof replacement with metal shingles will cost homeowners an average of $36,263.
  • Main suite addition: The addition of a main suite in the midrange category will cost an average of $123,155. An upscale main suite addition will cost an average of $256,716.

Is It Worth The Cost To Remodel Your House?

Remodeling can be expensive but investing money in your home can pay off when it’s time to sell. It can also make living in your home more enjoyable.

Say you invest in new siding or landscaping for your home. This will boost its curb appeal and resale value, making it easier to sell your home and boosting the odds that you’ll generate the highest possible profit when you do sell.

Replacing your roof, repairing a sagging foundation or investing in new HVAC equipment will fix serious problems in your home. By tackling these problems, you’ll prevent future, even costlier problems such as water damage, mold or cracking walls.

Then there’s the enjoyment factor. By renovating an outdated kitchen, adding an extra bathroom or building a master suite, you’ll get more enjoyment out of your home. It’s difficult to put a price tag on that.

If you want to learn more about real estate and mortgage issues, check out the content in the Rocket Mortgage® Learning Center.

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Dan Rafter

Dan Rafter has been writing about personal finance for more than 15 years. He's written for publications ranging from the Chicago Tribune and Washington Post to Wise Bread, QuickenLoans.com and RocketHQ.com.