Can I Keep My Spouse’s Name Off The Title?

If you live in a common-law state, you can keep your spouse’s name off the title – the document that says who owns the property. The title doesn’t have much to do with the mortgage. The names on the mortgage show who’s responsible for paying back the loan, while the title shows who owns the property. You can put your spouse on the title without putting them on the mortgage; this would mean that they share ownership of the home but aren’t legally responsible for making mortgage payments.

Can I Keep My Spouse’s Name Off The Mortgage?

Whether you live in a community property or common-law state, you have the option to leave your spouse off the mortgage.

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Hanna Kielar5-minute read

November 19, 2020

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Hanna Kielar

Hanna Kielar is an Associate Section Editor for Quicken Loans focused on personal finance, recruiting and personal loans. She has a B.A. in Professional Writing from Michigan State University.

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