Author | Rocket Mortgage

Buying Commercial Property For Beginners: How To Start

Home Buying - 7-minute read

Ashley Kilroy - March 30, 2023

Buying commercial property is a great first step for budding real estate investors. Learn how to get into commercial real estate with our comprehensive guide.

Builder’s Risk Insurance: What Is It, What Does It Cover And Should You Get It?

Home Buying - 5-minute read

Ashley Kilroy - March 30, 2023

Builder’s risk insurance protects properties under construction from damages. See whether you might be a good candidate for a builder’s risk insurance policy.

How FHA Identity Of Interest Can Affect Your Down Payment

3-minute read

Ashley Kilroy - March 29, 2023

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

FHA Gift Funds: Definition And Guidelines

Loan Types - 4-Minute Read

Ashley Kilroy - March 03, 2023

FHA gift funds are a way borrowers can get some outside help with a down payment. Learn more about FHA gift funds and the guidelines around using them now.

FHA Loan Limits: How Much Can You Borrow In 2023?

Loan Types - 3-minute read

Ashley Kilroy - March 02, 2023

Interested in an FHA loan? You’ll need to make sure the home you want to buy is within FHA loan limits. See how much you can borrow in 2023.

Your Guide To Debt-To-Income (DTI) Ratio For VA Loans

Loan Types - 6-minute read

Ashley Kilroy - February 28, 2023

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.

Can I Make Principal-Only Payments On My Mortgage?

Mortgage Basics - 4-minute read

Ashley Kilroy - February 27, 2023

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.

8 Best States To Retire In

Home Buying - 5-minute read

Ashley Kilroy - February 27, 2023

Factors like affordability are worth considering when choosing the best state to retire in. See our list of the best states for retirees and why we picked them.

Your Guide To Blue Tape Walkthroughs

Home Buying - 6-minute read

Ashley Kilroy - February 27, 2023

The blue tape walkthrough of your newly constructed home is an important step before you move in. Learn more about what it entails and what to check for.

Grantor Vs. Grantee: What’s The Difference?

Mortgage Basics - 4-minute read

Ashley Kilroy - February 24, 2023

The transfer of ownership from a grantor to a grantee is an important part of many real estate transactions. Learn more in this guide to grantors vs. grantees.

What Is A Mortgage Note And Why Is It Important?

Mortgage Basics - 4-minute read

Ashley Kilroy - February 20, 2023

A mortgage note is a legal document that defines the terms of the loan for the borrower and lender. Learn more about mortgage notes and why they’re important.

Mortgage Payoff Statement: Everything You Need To Know

Mortgage Basics - 4-minute read

Ashley Kilroy - February 18, 2023

A mortgage payoff statement can be a useful piece of documentation for some borrowers to request. Learn about what a payoff statement is and how it works.

FHA Adjustable-Rate Mortgage: What It Is And How It Works

5-minute read

Ashley Kilroy - February 16, 2023

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

Buying International Property: How To Finance Foreign Real Estate Investment

Home Buying - 7-minute read

Ashley Kilroy - January 11, 2023

Buying international property brings a host of inherent risks that need to be considered before you commit. Learn more about foreign real estate investment.

Reverse Mortgage Foreclosure: Everything You Need To Know

Mortgage Basics - 6-minute read

Ashley Kilroy - January 11, 2023

At risk of foreclosure on your reverse mortgage? Learn more about the reverse mortgage foreclosure timeline and how you can avoid foreclosure on your home.